What is IFSC code and why is it required for bank transfers?

IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies a bank branch. It is required for electronic fund transfers like NEFT, RTGS, IMPS, and UPI to ensure the payment reaches the correct branch.

How can I find the IFSC code for a bank branch?

Use the IFSC search tool on this page to search by IFSC code, bank name, branch name, or combine bank and branch filters. You can also narrow results by state, city, district, or pincode.

How many IFSC branches are covered in this database?

Our IFSC database covers over 177,123 branches across 253 banks in India, spanning all 37 states and union territories.

What is the format of an IFSC code?

An IFSC code has 11 characters: the first 4 letters represent the bank, the 5th character is always 0, and the last 6 characters represent the branch code.

Can I verify NEFT, RTGS, and IMPS availability using IFSC?

Yes. The search results show whether NEFT, RTGS, and IMPS services are enabled for each branch, helping you confirm transaction availability before making a payment.

Is the IFSC data updated regularly?

Yes. The database is updated to reflect changes such as new branches, mergers, relocations, and deactivations to keep IFSC lookup accurate.

IFSC Code Finder

IFSC Code Finder: Verify Bank Branch Codes Instantly

Search by IFSC, bank name, or branch. Check NEFT, RTGS & IMPS availability. Data backed by RBI and verified sources.

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177,123 Branches

253 Banks

37 States

38,136 Cities

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Search by IFSC code, bank name, branch name, or combine bank and branch. Use advanced filters to narrow by state, district, or city.

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Format: 4 letters + 0 + 6 alphanumeric characters.

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Search Results

Branches matching your search. Use the form above to try different criteria or open advanced filters.

IFSC	Bank	Branch	Address	City	State	Pincode	NEFT	RTGS	IMPS
IOBA0001848	INDIAN OVERSEAS BANK	CHANDIGARH	PAIC BUILDING PLOT NO 2 SECTOR 28A MADHYA MARG CHANDIGARH PIN 160002	CHANDIGARH	Chandigarh	160002	Yes	Yes	Yes
IOBA0000284	INDIAN OVERSEAS BANK	CHANDIGARH MAIN SECTOR	SCO 26 MADHYA MARG SECTOR 7C CHANDIGARH - 260019	CHANDIGARH	CHANDIGARH	260019	Yes	Yes	Yes
IOBA0001430	INDIAN OVERSEAS BANK	CHANDIGARH SECTOR D	SCO 369 SECTOR 32 CHANDIGARH PIN 160047	CHANDIGARH	Chandigarh	160047	Yes	Yes	Yes
IOBA0001514	INDIAN OVERSEAS BANK	CHANDIGARH TRACTOR LTD BRANCH	PUNJAB TRACTORS LTD PHASE IV INDUSTRIAL AREA SAS NAGAR PIN 160005	CHANDIGARH	CHANDIGARH	160005	Yes	Yes	Yes
IOBA0002083	INDIAN OVERSEAS BANK	CHANDIGARHSECTOR D	SCO 3025 26. SECTPR 22 D. CHANDIGARH160022	CHANDIGARH	Chandigarh	160022	Yes	Yes	Yes
IOBA0000812	INDIAN OVERSEAS BANK	R O CHANDIGARH	POST BOX NO 714 DOOR NO SCO11 MADHYA MARG SECTOR 7 C CHANDIGARH PIN CODE 160019	CHANDIGARH	Chandigarh	160019	Yes	Yes	Yes
IOBA0003309	INDIAN OVERSEAS BANK	RAPID RETAIL CENTRE CHANDIGARH	SCO 26 FIRST FLOOR SECTOR 7C CHANDIGARH 160019	CHANDIGARH	Chandigarh	160019	Yes	Yes	Yes
IOBA0002575	INDIAN OVERSEAS BANK	RECOVERY MANAGEMENT BR CHANDIGARH	SCO 26 FIRST FLOOR 7C MADHYA MARGE CHANDIGARH 160019	CHANDIGARH	Chandigarh	160019	Yes	Yes	Yes
IOBA0001810	INDIAN OVERSEAS BANK	SECTOR CHANDIGARH	DHANWANTRY AYURVEDIC COLLEGE AND HOSPITAL SECTOR 46 B CHANDIGARH PIN 160047	CHANDIGARH	Chandigarh	160047	Yes	Yes	Yes
IOBA0002619	INDIAN OVERSEAS BANK	ROPAR	43836 BLOCK 12 GURU NAGAR BHATHA SAHIB ROAD ROPAR 14001 PUNJAB 160019	RUPNAGAR	Chandigarh	160019	Yes	Yes	Yes

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Nationwide Coverage

IFSC database spanning leading public & private banks, cooperative branches, and regional rural banks across India.

Always Updated

Automated refresh to catch newly merged, relocated, or discontinued branches before they impact your payments.

Developer Friendly

Use our API-ready endpoints and search functionality to seamlessly integrate IFSC verification into your apps.

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