IFSC Code AJHC0001013 - Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap Badlapur Branch
PANVELKAR OPTIMA SHOP NO.7 8 9 GR.FLOOR KATRAP
Quick Info
IFSC: AJHC0001013
District: THANE
Status: Active
About Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap Badlapur Branch
IFSC Code AJHC0001013 belongs to Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap Badlapur Branch branch located in Badlapur, Thane, Maharashtra. This branch serves customers in Badlapur, Thane, Maharashtra and surrounding areas.
Understanding IFSC Code AJHC0001013
The IFSC (Indian Financial System Code) AJHC0001013 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (AJHC): Bank code identifying Ambarnath Jaihind Coop Bank Ltd Ambarnath
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001013): Unique branch identifier for Katrap Badlapur Branch
Electronic Fund Transfer Services
IFSC Code AJHC0001013 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap Badlapur Branch branch is located at PANVELKAR OPTIMA SHOP NO.7 8 9 GR.FLOOR KATRAP in Badlapur, Thane, Maharashtra. This location serves customers in Badlapur, Thane, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code AJHC0001013 to ensure the transaction is routed correctly.
How to Use IFSC Code AJHC0001013
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: AJHC0001013 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Ambarnath Jaihind Coop Bank Ltd Ambarnath Branches
If you're looking for other Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Badlapur, Thane, Maharashtra or nearby areas, use our Ambarnath Jaihind Coop Bank Ltd Ambarnath branch finder. You can search by city, district, or state to find all Ambarnath Jaihind Coop Bank Ltd Ambarnath branches with their respective IFSC codes.
Branch Details
| IFSC Code: | AJHC0001013 |
| Bank Name: | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| Branch Name: | Katrap Badlapur Branch |
| Address: | PANVELKAR OPTIMA SHOP NO.7 8 9 GR.FLOOR KATRAP |
| City: | Badlapur |
| District: | Thane |
| State: | Maharashtra |
Payment Services Available
Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap Badlapur Branch Branch IFSC Code AJHC0001013 — Complete Banking Guide for Badlapur, Maharashtra
IFSC code AJHC0001013 belongs to the Katrap Badlapur Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Badlapur, Thane district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC AJHC0001013 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Ambarnath Jaihind Coop Bank Ltd Ambarnath, Katrap Badlapur Branch Branch
The Katrap Badlapur Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Badlapur, Maharashtra serves retail and corporate customers in Thane district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC AJHC0001013 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC AJHC0001013
Four primary digital payment rails use IFSC AJHC0001013 for transfers to Ambarnath Jaihind Coop Bank Ltd Ambarnath, Katrap Badlapur Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC AJHC0001013 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Katrap Badlapur Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Badlapur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC AJHC0001013 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC AJHC0001013 Before Transferring
Before initiating any high-value transfer to IFSC AJHC0001013, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Ambarnath Jaihind Coop Bank Ltd Ambarnath's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap Badlapur Branch, Badlapur IFSC
What is the IFSC of Ambarnath Jaihind Coop Bank Ltd Ambarnath Katrap Badlapur Branch in Badlapur?
The IFSC of Ambarnath Jaihind Coop Bank Ltd Ambarnath, Katrap Badlapur Branch branch in Badlapur, Maharashtra is AJHC0001013. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC AJHC0001013?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC AJHC0001013 to route funds to Ambarnath Jaihind Coop Bank Ltd Ambarnath, Katrap Badlapur Branch, Badlapur.
Who assigns IFSC codes like AJHC0001013?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Ambarnath Jaihind Coop Bank Ltd Ambarnath applied for the IFSC for its Katrap Badlapur Branch branch in Badlapur, and RBI issued AJHC0001013 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC AJHC0001013 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC AJHC0001013 at Ambarnath Jaihind Coop Bank Ltd Ambarnath, Katrap Badlapur Branch, Badlapur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC AJHC0001013.
About IFSC Code AJHC0001013
IFSC Code AJHC0001013 belongs to Ambarnath Jaihind Coop Bank Ltd Ambarnath branch Katrap Badlapur Branch located in Badlapur, Thane, Maharashtra.
Branch Information
- IFSC Code: AJHC0001013
- Bank: Ambarnath Jaihind Coop Bank Ltd Ambarnath
- Branch: Katrap Badlapur Branch
- Address: PANVELKAR OPTIMA SHOP NO.7 8 9 GR.FLOOR KATRAP
- City: Badlapur
- District: Thane
- State: Maharashtra
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available