IFSC Code APBL0009001 - The Andhra Pradesh State Cooperative Bank Limited Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta

Complete Guide to The Andhra Pradesh State Cooperative Bank Limited IFSC Code APBL0009001 — Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta Branch, Anumsamudrampeta, Andhra Pradesh

The IFSC code APBL0009001 identifies the Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta branch of The Andhra Pradesh State Cooperative Bank Limited located in Anumsamudrampeta, Nellore district, Andhra Pradesh. Mandated by the Reserve Bank of India (RBI), this 11-character alphanumeric code is required for all electronic fund transfers — NEFT, RTGS, IMPS, and UPI — processed through the RBI's centralised payment infrastructure. Every bank branch in India holds a unique IFSC that routes digital money movements accurately to the correct destination account. Using the wrong IFSC can result in a failed transaction or, in rare cases, a credit to an unintended account, making verification essential before initiating any transfer.

Decoding IFSC Code APBL0009001 of The Andhra Pradesh State Cooperative Bank Limited

The 11-character IFSC APBL0009001 follows the RBI-prescribed structure: the first four characters identify the bank (APBL for The Andhra Pradesh State Cooperative Bank Limited), the fifth character is always zero (reserved for future use), and the final six characters (009001) uniquely identify the Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta branch in Anumsamudrampeta, Andhra Pradesh. This structure lets RBI's payment gateway instantly determine the bank and branch for any transaction, enabling real-time routing without manual intervention.

NEFT Transfers Using IFSC APBL0009001

National Electronic Funds Transfer (NEFT) is RBI's batch-based fund transfer system. To send money to an account at The Andhra Pradesh State Cooperative Bank Limited, Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta branch (IFSC: APBL0009001), add the beneficiary with this IFSC on your bank's internet or mobile banking portal. NEFT processes transfers in 48 half-hourly batches Monday–Saturday (except 2nd and 4th Saturdays and public holidays). Minimum transfer: ₹1; no upper limit. Funds credited within 2 hours of batch settlement. NEFT is ideal for non-urgent large transfers to Anumsamudrampeta accounts.

RTGS Transfers to The Andhra Pradesh State Cooperative Bank Limited Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta

Real Time Gross Settlement (RTGS) settles transactions individually and in real time — making it the fastest guaranteed fund transfer in India. Use IFSC APBL0009001 when initiating RTGS to The Andhra Pradesh State Cooperative Bank Limited, Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta, Anumsamudrampeta. Minimum RTGS amount: ₹2 lakh; no upper cap. Available 24×7 on all days since December 2020. Funds are irrevocable once settled, making RTGS the preferred choice for high-value business payments, property transactions, and bulk corporate transfers to Andhra Pradesh accounts.

IMPS — Instant 24×7 Transfers to IFSC APBL0009001

Immediate Payment Service (IMPS) enables instant interbank transfers round the clock, including weekends and holidays. To transfer to The Andhra Pradesh State Cooperative Bank Limited, Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta (Anumsamudrampeta), enter IFSC APBL0009001 and the recipient's account number on your UPI or banking app. IMPS supports transfers up to ₹5 lakh per transaction. Funds arrive in seconds, making it ideal for urgent personal payments. Unlike NEFT, IMPS does not batch transfers — each transaction settles individually in real time at any hour.

Adding The Andhra Pradesh State Cooperative Bank Limited Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta as a Beneficiary

To add the Sri Potti Sriramulu Nellore District Co Operative Central Bank Ltd Anumsamudrampeta branch of The Andhra Pradesh State Cooperative Bank Limited (IFSC: APBL0009001, Anumsamudrampeta, Andhra Pradesh) as a beneficiary on any bank's internet banking: navigate to Fund Transfer → Manage Beneficiaries → Add New Beneficiary. Enter the account holder's name, account number, and IFSC APBL0009001. Most banks impose a 4–24 hour cooling period before the first transfer to a newly added beneficiary, as a fraud-prevention measure. Always verify the IFSC and account number directly with the recipient before initiating a transfer.