IFSC Code APGB0004040 - Andhra Pragathi Grameena Bank Chintalapalem
CHINTALAPALEM ?? 524332 JALADANKI MANDAL NELLORE DISTRICT
Quick Info
IFSC: APGB0004040
District: NELLORE
Status: Active
About Andhra Pragathi Grameena Bank Chintalapalem
IFSC Code APGB0004040 belongs to Andhra Pragathi Grameena Bank Chintalapalem branch located in Chintalapalem, Nellore, Andhra Pradesh. This branch serves customers in Chintalapalem, Nellore, Andhra Pradesh and surrounding areas.
Understanding IFSC Code APGB0004040
The IFSC (Indian Financial System Code) APGB0004040 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (APGB): Bank code identifying Andhra Pragathi Grameena Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004040): Unique branch identifier for Chintalapalem
Electronic Fund Transfer Services
IFSC Code APGB0004040 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Andhra Pragathi Grameena Bank Chintalapalem branch is located at CHINTALAPALEM ?? 524332 JALADANKI MANDAL NELLORE DISTRICT in Chintalapalem, Nellore, Andhra Pradesh. This location serves customers in Chintalapalem, Nellore, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code APGB0004040 to ensure the transaction is routed correctly.
How to Use IFSC Code APGB0004040
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: APGB0004040 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Andhra Pragathi Grameena Bank Branches
If you're looking for other Andhra Pragathi Grameena Bank branches in Chintalapalem, Nellore, Andhra Pradesh or nearby areas, use our Andhra Pragathi Grameena Bank branch finder. You can search by city, district, or state to find all Andhra Pragathi Grameena Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | APGB0004040 |
| Bank Name: | Andhra Pragathi Grameena Bank |
| Branch Name: | Chintalapalem |
| Address: | CHINTALAPALEM ?? 524332 JALADANKI MANDAL NELLORE DISTRICT |
| City: | Chintalapalem |
| District: | Nellore |
| State: | Andhra Pradesh |
Payment Services Available
Andhra Pragathi Grameena Bank Chintalapalem Branch IFSC Code APGB0004040 — Complete Banking Guide for Chintalapalem, Andhra Pradesh
IFSC code APGB0004040 belongs to the Chintalapalem branch of Andhra Pragathi Grameena Bank in Chintalapalem, Nellore district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC APGB0004040 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Andhra Pragathi Grameena Bank, Chintalapalem Branch
The Chintalapalem branch of Andhra Pragathi Grameena Bank in Chintalapalem, Andhra Pradesh serves retail and corporate customers in Nellore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC APGB0004040 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC APGB0004040
Four primary digital payment rails use IFSC APGB0004040 for transfers to Andhra Pragathi Grameena Bank, Chintalapalem: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC APGB0004040 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Chintalapalem branch of Andhra Pragathi Grameena Bank in Chintalapalem carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC APGB0004040 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC APGB0004040 Before Transferring
Before initiating any high-value transfer to IFSC APGB0004040, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Andhra Pragathi Grameena Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Andhra Pragathi Grameena Bank Chintalapalem, Chintalapalem IFSC
What is the IFSC of Andhra Pragathi Grameena Bank Chintalapalem in Chintalapalem?
The IFSC of Andhra Pragathi Grameena Bank, Chintalapalem branch in Chintalapalem, Andhra Pradesh is APGB0004040. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC APGB0004040?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC APGB0004040 to route funds to Andhra Pragathi Grameena Bank, Chintalapalem, Chintalapalem.
Who assigns IFSC codes like APGB0004040?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Andhra Pragathi Grameena Bank applied for the IFSC for its Chintalapalem branch in Chintalapalem, and RBI issued APGB0004040 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC APGB0004040 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC APGB0004040 at Andhra Pragathi Grameena Bank, Chintalapalem, Chintalapalem. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC APGB0004040.
About IFSC Code APGB0004040
IFSC Code APGB0004040 belongs to Andhra Pragathi Grameena Bank branch Chintalapalem located in Chintalapalem, Nellore, Andhra Pradesh.
Branch Information
- IFSC Code: APGB0004040
- Bank: Andhra Pragathi Grameena Bank
- Branch: Chintalapalem
- Address: CHINTALAPALEM ?? 524332 JALADANKI MANDAL NELLORE DISTRICT
- City: Chintalapalem
- District: Nellore
- State: Andhra Pradesh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available