IFSC Code AUBL0002381 - Au Small Finance Bank Limited Shimla
2 ARGGLE HOUSE THE MALL ROAD SHIMLA
Quick Info
IFSC: AUBL0002381
Pincode: 171208
District: Shimla
Status: Active
About Au Small Finance Bank Limited Shimla
IFSC Code AUBL0002381 belongs to Au Small Finance Bank Limited Shimla branch located in Shimla, Shimla, Himachal Pradesh. This branch serves customers in Shimla, Shimla, Himachal Pradesh and surrounding areas.
Understanding IFSC Code AUBL0002381
The IFSC (Indian Financial System Code) AUBL0002381 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (AUBL): Bank code identifying Au Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002381): Unique branch identifier for Shimla
Electronic Fund Transfer Services
IFSC Code AUBL0002381 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Au Small Finance Bank Limited Shimla branch is located at 2 ARGGLE HOUSE THE MALL ROAD SHIMLA (Pincode: 171208) in Shimla, Shimla, Himachal Pradesh. This location serves customers in Shimla, Shimla, Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code AUBL0002381 to ensure the transaction is routed correctly.
How to Use IFSC Code AUBL0002381
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: AUBL0002381 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Au Small Finance Bank Limited Branches
If you're looking for other Au Small Finance Bank Limited branches in Shimla, Shimla, Himachal Pradesh or nearby areas, use our Au Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Au Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | AUBL0002381 |
| Bank Name: | Au Small Finance Bank Limited |
| Branch Name: | Shimla |
| Address: | 2 ARGGLE HOUSE THE MALL ROAD SHIMLA |
| City: | Shimla |
| District: | Shimla |
| State: | Himachal Pradesh |
| Pincode: | 171208 |
Payment Services Available
Au Small Finance Bank Limited Shimla Branch IFSC Code AUBL0002381 — Complete Banking Guide for Shimla, Himachal Pradesh
IFSC code AUBL0002381 belongs to the Shimla branch of Au Small Finance Bank Limited in Shimla, Shimla district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC AUBL0002381 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Au Small Finance Bank Limited, Shimla Branch
The Shimla branch of Au Small Finance Bank Limited in Shimla, Himachal Pradesh serves retail and corporate customers in Shimla district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC AUBL0002381 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC AUBL0002381
Four primary digital payment rails use IFSC AUBL0002381 for transfers to Au Small Finance Bank Limited, Shimla: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC AUBL0002381 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Shimla branch of Au Small Finance Bank Limited in Shimla carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC AUBL0002381 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC AUBL0002381 Before Transferring
Before initiating any high-value transfer to IFSC AUBL0002381, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Au Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Au Small Finance Bank Limited Shimla, Shimla IFSC
What is the IFSC of Au Small Finance Bank Limited Shimla in Shimla?
The IFSC of Au Small Finance Bank Limited, Shimla branch in Shimla, Himachal Pradesh is AUBL0002381. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC AUBL0002381?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC AUBL0002381 to route funds to Au Small Finance Bank Limited, Shimla, Shimla.
Who assigns IFSC codes like AUBL0002381?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Au Small Finance Bank Limited applied for the IFSC for its Shimla branch in Shimla, and RBI issued AUBL0002381 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC AUBL0002381 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC AUBL0002381 at Au Small Finance Bank Limited, Shimla, Shimla. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC AUBL0002381.
About IFSC Code AUBL0002381
IFSC Code AUBL0002381 belongs to Au Small Finance Bank Limited branch Shimla located in Shimla, Shimla, Himachal Pradesh.
Branch Information
- IFSC Code: AUBL0002381
- Bank: Au Small Finance Bank Limited
- Branch: Shimla
- Address: 2 ARGGLE HOUSE THE MALL ROAD SHIMLA
- City: Shimla
- District: Shimla
- State: Himachal Pradesh
- Pincode: 171208
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available