IFSC Code AUBL0002398 - Au Small Finance Bank Limited Gurkashi Marg Bathinda
MCBZ3/00908 GROUND FLOOR OPPOSITE SETHI PETROL PUMP GONIANA BATHINDA GT ROAD BHATINDA PUNJAB - 151001
Quick Info
IFSC: AUBL0002398
Pincode: 151001
District: Bathinda
Status: Active
About Au Small Finance Bank Limited Gurkashi Marg Bathinda
IFSC Code AUBL0002398 belongs to Au Small Finance Bank Limited Gurkashi Marg Bathinda branch located in Bhatinda, Bathinda, Punjab. This branch serves customers in Bhatinda, Bathinda, Punjab and surrounding areas.
Understanding IFSC Code AUBL0002398
The IFSC (Indian Financial System Code) AUBL0002398 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (AUBL): Bank code identifying Au Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002398): Unique branch identifier for Gurkashi Marg Bathinda
Electronic Fund Transfer Services
IFSC Code AUBL0002398 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Au Small Finance Bank Limited Gurkashi Marg Bathinda branch is located at MCBZ3/00908 GROUND FLOOR OPPOSITE SETHI PETROL PUMP GONIANA BATHINDA GT ROAD BHATINDA PUNJAB - 151001 (Pincode: 151001) in Bhatinda, Bathinda, Punjab. This location serves customers in Bhatinda, Bathinda, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code AUBL0002398 to ensure the transaction is routed correctly.
How to Use IFSC Code AUBL0002398
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: AUBL0002398 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Au Small Finance Bank Limited Branches
If you're looking for other Au Small Finance Bank Limited branches in Bhatinda, Bathinda, Punjab or nearby areas, use our Au Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Au Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | AUBL0002398 |
| Bank Name: | Au Small Finance Bank Limited |
| Branch Name: | Gurkashi Marg Bathinda |
| Address: | MCBZ3/00908 GROUND FLOOR OPPOSITE SETHI PETROL PUMP GONIANA BATHINDA GT ROAD BHATINDA PUNJAB - 151001 |
| City: | Bhatinda |
| District: | Bathinda |
| State: | Punjab |
| Pincode: | 151001 |
Payment Services Available
Au Small Finance Bank Limited Gurkashi Marg Bathinda Branch IFSC Code AUBL0002398 — Complete Banking Guide for Bhatinda, Punjab
IFSC code AUBL0002398 belongs to the Gurkashi Marg Bathinda branch of Au Small Finance Bank Limited in Bhatinda, Bathinda district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC AUBL0002398 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Au Small Finance Bank Limited, Gurkashi Marg Bathinda Branch
The Gurkashi Marg Bathinda branch of Au Small Finance Bank Limited in Bhatinda, Punjab serves retail and corporate customers in Bathinda district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC AUBL0002398 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC AUBL0002398
Four primary digital payment rails use IFSC AUBL0002398 for transfers to Au Small Finance Bank Limited, Gurkashi Marg Bathinda: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC AUBL0002398 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gurkashi Marg Bathinda branch of Au Small Finance Bank Limited in Bhatinda carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC AUBL0002398 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC AUBL0002398 Before Transferring
Before initiating any high-value transfer to IFSC AUBL0002398, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Au Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Au Small Finance Bank Limited Gurkashi Marg Bathinda, Bhatinda IFSC
What is the IFSC of Au Small Finance Bank Limited Gurkashi Marg Bathinda in Bhatinda?
The IFSC of Au Small Finance Bank Limited, Gurkashi Marg Bathinda branch in Bhatinda, Punjab is AUBL0002398. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC AUBL0002398?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC AUBL0002398 to route funds to Au Small Finance Bank Limited, Gurkashi Marg Bathinda, Bhatinda.
Who assigns IFSC codes like AUBL0002398?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Au Small Finance Bank Limited applied for the IFSC for its Gurkashi Marg Bathinda branch in Bhatinda, and RBI issued AUBL0002398 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC AUBL0002398 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC AUBL0002398 at Au Small Finance Bank Limited, Gurkashi Marg Bathinda, Bhatinda. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC AUBL0002398.
About IFSC Code AUBL0002398
IFSC Code AUBL0002398 belongs to Au Small Finance Bank Limited branch Gurkashi Marg Bathinda located in Bhatinda, Bathinda, Punjab.
Branch Information
- IFSC Code: AUBL0002398
- Bank: Au Small Finance Bank Limited
- Branch: Gurkashi Marg Bathinda
- Address: MCBZ3/00908 GROUND FLOOR OPPOSITE SETHI PETROL PUMP GONIANA BATHINDA GT ROAD BHATINDA PUNJAB - 151001
- City: Bhatinda
- District: Bathinda
- State: Punjab
- Pincode: 151001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available