IFSC Code AUBL0002402 - Au Small Finance Bank Limited Sangrur
GAUSHALA ROAD OPPOSITE GRAIN MARKET
Quick Info
IFSC: AUBL0002402
Pincode: 148001
District: Sangrur
Status: Active
About Au Small Finance Bank Limited Sangrur
IFSC Code AUBL0002402 belongs to Au Small Finance Bank Limited Sangrur branch located in Sangrur, Sangrur, Punjab. This branch serves customers in Sangrur, Sangrur, Punjab and surrounding areas.
Understanding IFSC Code AUBL0002402
The IFSC (Indian Financial System Code) AUBL0002402 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (AUBL): Bank code identifying Au Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002402): Unique branch identifier for Sangrur
Electronic Fund Transfer Services
IFSC Code AUBL0002402 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Au Small Finance Bank Limited Sangrur branch is located at GAUSHALA ROAD OPPOSITE GRAIN MARKET (Pincode: 148001) in Sangrur, Sangrur, Punjab. This location serves customers in Sangrur, Sangrur, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code AUBL0002402 to ensure the transaction is routed correctly.
How to Use IFSC Code AUBL0002402
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: AUBL0002402 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Au Small Finance Bank Limited Branches
If you're looking for other Au Small Finance Bank Limited branches in Sangrur, Sangrur, Punjab or nearby areas, use our Au Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Au Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | AUBL0002402 |
| Bank Name: | Au Small Finance Bank Limited |
| Branch Name: | Sangrur |
| Address: | GAUSHALA ROAD OPPOSITE GRAIN MARKET |
| City: | Sangrur |
| District: | Sangrur |
| State: | Punjab |
| Pincode: | 148001 |
Payment Services Available
Au Small Finance Bank Limited Sangrur Branch IFSC Code AUBL0002402 — Complete Banking Guide for Sangrur, Punjab
IFSC code AUBL0002402 belongs to the Sangrur branch of Au Small Finance Bank Limited in Sangrur, Sangrur district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC AUBL0002402 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Au Small Finance Bank Limited, Sangrur Branch
The Sangrur branch of Au Small Finance Bank Limited in Sangrur, Punjab serves retail and corporate customers in Sangrur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC AUBL0002402 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC AUBL0002402
Four primary digital payment rails use IFSC AUBL0002402 for transfers to Au Small Finance Bank Limited, Sangrur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC AUBL0002402 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Sangrur branch of Au Small Finance Bank Limited in Sangrur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC AUBL0002402 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC AUBL0002402 Before Transferring
Before initiating any high-value transfer to IFSC AUBL0002402, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Au Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Au Small Finance Bank Limited Sangrur, Sangrur IFSC
What is the IFSC of Au Small Finance Bank Limited Sangrur in Sangrur?
The IFSC of Au Small Finance Bank Limited, Sangrur branch in Sangrur, Punjab is AUBL0002402. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC AUBL0002402?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC AUBL0002402 to route funds to Au Small Finance Bank Limited, Sangrur, Sangrur.
Who assigns IFSC codes like AUBL0002402?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Au Small Finance Bank Limited applied for the IFSC for its Sangrur branch in Sangrur, and RBI issued AUBL0002402 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC AUBL0002402 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC AUBL0002402 at Au Small Finance Bank Limited, Sangrur, Sangrur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC AUBL0002402.
About IFSC Code AUBL0002402
IFSC Code AUBL0002402 belongs to Au Small Finance Bank Limited branch Sangrur located in Sangrur, Sangrur, Punjab.
Branch Information
- IFSC Code: AUBL0002402
- Bank: Au Small Finance Bank Limited
- Branch: Sangrur
- Address: GAUSHALA ROAD OPPOSITE GRAIN MARKET
- City: Sangrur
- District: Sangrur
- State: Punjab
- Pincode: 148001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available