IFSC Code BARB0BALRAM - Bank Of Baroda Balrampur Up
NAV BHARAT PLAZA STATION ROAD BALRAMPUR UTTAR PRADESH - 271 201.
Quick Info
IFSC: BARB0BALRAM
Pincode: 271201
District: Balrampur
Status: Active
About Bank Of Baroda Balrampur Up
IFSC Code BARB0BALRAM belongs to Bank Of Baroda Balrampur Up branch located in Balrampur, Balrampur, Uttar Pradesh. This branch serves customers in Balrampur, Balrampur, Uttar Pradesh and surrounding areas.
Understanding IFSC Code BARB0BALRAM
The IFSC (Indian Financial System Code) BARB0BALRAM is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (BALRAM): Unique branch identifier for Balrampur Up
Electronic Fund Transfer Services
IFSC Code BARB0BALRAM is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Balrampur Up branch is located at NAV BHARAT PLAZA STATION ROAD BALRAMPUR UTTAR PRADESH - 271 201. (Pincode: 271201) in Balrampur, Balrampur, Uttar Pradesh. This location serves customers in Balrampur, Balrampur, Uttar Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0BALRAM to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0BALRAM
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0BALRAM (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Balrampur, Balrampur, Uttar Pradesh or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0BALRAM |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Balrampur Up |
| Address: | NAV BHARAT PLAZA STATION ROAD BALRAMPUR UTTAR PRADESH - 271 201. |
| City: | Balrampur |
| District: | Balrampur |
| State: | Uttar Pradesh |
| Pincode: | 271201 |
Payment Services Available
Bank Of Baroda Balrampur Up Branch IFSC Code BARB0BALRAM — Complete Banking Guide for Balrampur, Uttar Pradesh
IFSC code BARB0BALRAM belongs to the Balrampur Up branch of Bank Of Baroda in Balrampur, Balrampur district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0BALRAM to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Balrampur Up Branch
The Balrampur Up branch of Bank Of Baroda in Balrampur, Uttar Pradesh serves retail and corporate customers in Balrampur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0BALRAM is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0BALRAM
Four primary digital payment rails use IFSC BARB0BALRAM for transfers to Bank Of Baroda, Balrampur Up: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0BALRAM against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Balrampur Up branch of Bank Of Baroda in Balrampur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0BALRAM exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0BALRAM Before Transferring
Before initiating any high-value transfer to IFSC BARB0BALRAM, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Balrampur Up, Balrampur IFSC
What is the IFSC of Bank Of Baroda Balrampur Up in Balrampur?
The IFSC of Bank Of Baroda, Balrampur Up branch in Balrampur, Uttar Pradesh is BARB0BALRAM. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0BALRAM?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0BALRAM to route funds to Bank Of Baroda, Balrampur Up, Balrampur.
Who assigns IFSC codes like BARB0BALRAM?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Balrampur Up branch in Balrampur, and RBI issued BARB0BALRAM as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0BALRAM for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0BALRAM at Bank Of Baroda, Balrampur Up, Balrampur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0BALRAM.
About IFSC Code BARB0BALRAM
IFSC Code BARB0BALRAM belongs to Bank Of Baroda branch Balrampur Up located in Balrampur, Balrampur, Uttar Pradesh.
Branch Information
- IFSC Code: BARB0BALRAM
- Bank: Bank Of Baroda
- Branch: Balrampur Up
- Address: NAV BHARAT PLAZA STATION ROAD BALRAMPUR UTTAR PRADESH - 271 201.
- City: Balrampur
- District: Balrampur
- State: Uttar Pradesh
- Pincode: 271201
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available