IFSC Code BARB0BAUSIX - Bank Of Baroda Bausi
VILL PO BAUSI BLOCK RANIGANJ DIST ARARIA BAUSI BIHAR 854312
Quick Info
IFSC: BARB0BAUSIX
Pincode: 854312
District: Araria
Status: Active
About Bank Of Baroda Bausi
IFSC Code BARB0BAUSIX belongs to Bank Of Baroda Bausi branch located in Raniganj, Araria, Bihar. This branch serves customers in Raniganj, Araria, Bihar and surrounding areas.
Understanding IFSC Code BARB0BAUSIX
The IFSC (Indian Financial System Code) BARB0BAUSIX is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (BAUSIX): Unique branch identifier for Bausi
Electronic Fund Transfer Services
IFSC Code BARB0BAUSIX is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Bausi branch is located at VILL PO BAUSI BLOCK RANIGANJ DIST ARARIA BAUSI BIHAR 854312 (Pincode: 854312) in Raniganj, Araria, Bihar. This location serves customers in Raniganj, Araria, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0BAUSIX to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0BAUSIX
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0BAUSIX (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Raniganj, Araria, Bihar or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0BAUSIX |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Bausi |
| Address: | VILL PO BAUSI BLOCK RANIGANJ DIST ARARIA BAUSI BIHAR 854312 |
| City: | Raniganj |
| District: | Araria |
| State: | Bihar |
| Pincode: | 854312 |
Payment Services Available
Bank Of Baroda Bausi Branch IFSC Code BARB0BAUSIX — Complete Banking Guide for Raniganj, Bihar
IFSC code BARB0BAUSIX belongs to the Bausi branch of Bank Of Baroda in Raniganj, Araria district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0BAUSIX to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Bausi Branch
The Bausi branch of Bank Of Baroda in Raniganj, Bihar serves retail and corporate customers in Araria district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0BAUSIX is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0BAUSIX
Four primary digital payment rails use IFSC BARB0BAUSIX for transfers to Bank Of Baroda, Bausi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0BAUSIX against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bausi branch of Bank Of Baroda in Raniganj carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0BAUSIX exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0BAUSIX Before Transferring
Before initiating any high-value transfer to IFSC BARB0BAUSIX, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Bausi, Raniganj IFSC
What is the IFSC of Bank Of Baroda Bausi in Raniganj?
The IFSC of Bank Of Baroda, Bausi branch in Raniganj, Bihar is BARB0BAUSIX. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0BAUSIX?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0BAUSIX to route funds to Bank Of Baroda, Bausi, Raniganj.
Who assigns IFSC codes like BARB0BAUSIX?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Bausi branch in Raniganj, and RBI issued BARB0BAUSIX as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0BAUSIX for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0BAUSIX at Bank Of Baroda, Bausi, Raniganj. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0BAUSIX.
About IFSC Code BARB0BAUSIX
IFSC Code BARB0BAUSIX belongs to Bank Of Baroda branch Bausi located in Raniganj, Araria, Bihar.
Branch Information
- IFSC Code: BARB0BAUSIX
- Bank: Bank Of Baroda
- Branch: Bausi
- Address: VILL PO BAUSI BLOCK RANIGANJ DIST ARARIA BAUSI BIHAR 854312
- City: Raniganj
- District: Araria
- State: Bihar
- Pincode: 854312
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available