IFSC Code BARB0BIDYAP - Bank Of Baroda Bongaigaon Assam
AOC ROAD PO & DIST - BONGAIGAON-783380 ASSAM
Quick Info
IFSC: BARB0BIDYAP
Pincode: 783380
District: Bongaigaon
Status: Active
About Bank Of Baroda Bongaigaon Assam
IFSC Code BARB0BIDYAP belongs to Bank Of Baroda Bongaigaon Assam branch located in Bongaigaon, Bongaigaon, Assam. This branch serves customers in Bongaigaon, Bongaigaon, Assam and surrounding areas.
Understanding IFSC Code BARB0BIDYAP
The IFSC (Indian Financial System Code) BARB0BIDYAP is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (BIDYAP): Unique branch identifier for Bongaigaon Assam
Electronic Fund Transfer Services
IFSC Code BARB0BIDYAP is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Bongaigaon Assam branch is located at AOC ROAD PO & DIST - BONGAIGAON-783380 ASSAM (Pincode: 783380) in Bongaigaon, Bongaigaon, Assam. This location serves customers in Bongaigaon, Bongaigaon, Assam and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0BIDYAP to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0BIDYAP
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0BIDYAP (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Bongaigaon, Bongaigaon, Assam or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0BIDYAP |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Bongaigaon Assam |
| Address: | AOC ROAD PO & DIST - BONGAIGAON-783380 ASSAM |
| City: | Bongaigaon |
| District: | Bongaigaon |
| State: | Assam |
| Pincode: | 783380 |
Payment Services Available
Bank Of Baroda Bongaigaon Assam Branch IFSC Code BARB0BIDYAP — Complete Banking Guide for Bongaigaon, Assam
IFSC code BARB0BIDYAP belongs to the Bongaigaon Assam branch of Bank Of Baroda in Bongaigaon, Bongaigaon district, Assam. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0BIDYAP to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Bongaigaon Assam Branch
The Bongaigaon Assam branch of Bank Of Baroda in Bongaigaon, Assam serves retail and corporate customers in Bongaigaon district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0BIDYAP is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0BIDYAP
Four primary digital payment rails use IFSC BARB0BIDYAP for transfers to Bank Of Baroda, Bongaigaon Assam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0BIDYAP against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bongaigaon Assam branch of Bank Of Baroda in Bongaigaon carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0BIDYAP exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0BIDYAP Before Transferring
Before initiating any high-value transfer to IFSC BARB0BIDYAP, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Bongaigaon Assam, Bongaigaon IFSC
What is the IFSC of Bank Of Baroda Bongaigaon Assam in Bongaigaon?
The IFSC of Bank Of Baroda, Bongaigaon Assam branch in Bongaigaon, Assam is BARB0BIDYAP. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0BIDYAP?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0BIDYAP to route funds to Bank Of Baroda, Bongaigaon Assam, Bongaigaon.
Who assigns IFSC codes like BARB0BIDYAP?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Bongaigaon Assam branch in Bongaigaon, and RBI issued BARB0BIDYAP as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0BIDYAP for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0BIDYAP at Bank Of Baroda, Bongaigaon Assam, Bongaigaon. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0BIDYAP.
About IFSC Code BARB0BIDYAP
IFSC Code BARB0BIDYAP belongs to Bank Of Baroda branch Bongaigaon Assam located in Bongaigaon, Bongaigaon, Assam.
Branch Information
- IFSC Code: BARB0BIDYAP
- Bank: Bank Of Baroda
- Branch: Bongaigaon Assam
- Address: AOC ROAD PO & DIST - BONGAIGAON-783380 ASSAM
- City: Bongaigaon
- District: Bongaigaon
- State: Assam
- Pincode: 783380
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available