IFSC Code BARB0DBKICH - Bank Of Baroda Kichha

Bank Of Baroda Kichha Branch IFSC Code BARB0DBKICH — Complete Banking Guide for Udham Singh Nagar, Uttarakhand

IFSC code BARB0DBKICH belongs to the Kichha branch of Bank Of Baroda in Udham Singh Nagar, Udham Singh Nagar district, Uttarakhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0DBKICH to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Bank Of Baroda, Kichha Branch

The Kichha branch of Bank Of Baroda in Udham Singh Nagar, Uttarakhand serves retail and corporate customers in Udham Singh Nagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0DBKICH is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC BARB0DBKICH

Four primary digital payment rails use IFSC BARB0DBKICH for transfers to Bank Of Baroda, Kichha: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0DBKICH against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Kichha branch of Bank Of Baroda in Udham Singh Nagar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0DBKICH exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC BARB0DBKICH Before Transferring

Before initiating any high-value transfer to IFSC BARB0DBKICH, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.