Overview of IFSC Code BARB0DBKRAG: The IFSC code BARB0DBKRAG uniquely identifies the Bank Of Baroda branch located at Kharagpur Kolkatta in the West Midnapore district of West Bengal. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code BARB0DBKRAG - Bank Of Baroda Kharagpur Kolkatta

BARB0DBKRAG Bank Of Baroda Paschim Medinipur West Midnapore West Bengal

839609 MALANCHA ROADPO NIMPURA KHARAGPUR PASCHIM MEDINIPUR WEST BENGAL 721304

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Quick Info

IFSC: BARB0DBKRAG

Pincode: 721304

District: West Midnapore

Status: Active

About Bank Of Baroda Kharagpur Kolkatta

IFSC Code BARB0DBKRAG belongs to Bank Of Baroda Kharagpur Kolkatta branch located in Paschim Medinipur, West Midnapore, West Bengal. This branch serves customers in Paschim Medinipur, West Midnapore, West Bengal and surrounding areas.

Understanding IFSC Code BARB0DBKRAG

The IFSC (Indian Financial System Code) BARB0DBKRAG is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (BARB): Bank code identifying Bank Of Baroda
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (DBKRAG): Unique branch identifier for Kharagpur Kolkatta
Electronic Fund Transfer Services

IFSC Code BARB0DBKRAG is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Bank Of Baroda Kharagpur Kolkatta branch is located at 839609 MALANCHA ROADPO NIMPURA KHARAGPUR PASCHIM MEDINIPUR WEST BENGAL 721304 (Pincode: 721304) in Paschim Medinipur, West Midnapore, West Bengal. This location serves customers in Paschim Medinipur, West Midnapore, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0DBKRAG to ensure the transaction is routed correctly.

How to Use IFSC Code BARB0DBKRAG

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: BARB0DBKRAG (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Bank Of Baroda Branches

If you're looking for other Bank Of Baroda branches in Paschim Medinipur, West Midnapore, West Bengal or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.

Branch Details
IFSC Code: BARB0DBKRAG
Bank Name: Bank Of Baroda
Branch Name: Kharagpur Kolkatta
Address: 839609 MALANCHA ROADPO NIMPURA KHARAGPUR PASCHIM MEDINIPUR WEST BENGAL 721304
City: Paschim Medinipur
District: West Midnapore
State: West Bengal
Pincode: 721304
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
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BANK OF INDIA
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Bank Of Baroda Kharagpur Kolkatta Branch IFSC Code BARB0DBKRAG — Complete Banking Guide for Paschim Medinipur, West Bengal

IFSC code BARB0DBKRAG belongs to the Kharagpur Kolkatta branch of Bank Of Baroda in Paschim Medinipur, West Midnapore district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0DBKRAG to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Bank Of Baroda, Kharagpur Kolkatta Branch

The Kharagpur Kolkatta branch of Bank Of Baroda in Paschim Medinipur, West Bengal serves retail and corporate customers in West Midnapore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0DBKRAG is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC BARB0DBKRAG

Four primary digital payment rails use IFSC BARB0DBKRAG for transfers to Bank Of Baroda, Kharagpur Kolkatta: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0DBKRAG against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Kharagpur Kolkatta branch of Bank Of Baroda in Paschim Medinipur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0DBKRAG exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC BARB0DBKRAG Before Transferring

Before initiating any high-value transfer to IFSC BARB0DBKRAG, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Bank Of Baroda Kharagpur Kolkatta, Paschim Medinipur IFSC

What is the IFSC of Bank Of Baroda Kharagpur Kolkatta in Paschim Medinipur?

The IFSC of Bank Of Baroda, Kharagpur Kolkatta branch in Paschim Medinipur, West Bengal is BARB0DBKRAG. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC BARB0DBKRAG?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0DBKRAG to route funds to Bank Of Baroda, Kharagpur Kolkatta, Paschim Medinipur.

Who assigns IFSC codes like BARB0DBKRAG?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Kharagpur Kolkatta branch in Paschim Medinipur, and RBI issued BARB0DBKRAG as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC BARB0DBKRAG for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0DBKRAG at Bank Of Baroda, Kharagpur Kolkatta, Paschim Medinipur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0DBKRAG.

About IFSC Code BARB0DBKRAG

IFSC Code BARB0DBKRAG belongs to Bank Of Baroda branch Kharagpur Kolkatta located in Paschim Medinipur, West Midnapore, West Bengal.

Branch Information

  • IFSC Code: BARB0DBKRAG
  • Bank: Bank Of Baroda
  • Branch: Kharagpur Kolkatta
  • Address: 839609 MALANCHA ROADPO NIMPURA KHARAGPUR PASCHIM MEDINIPUR WEST BENGAL 721304
  • City: Paschim Medinipur
  • District: West Midnapore
  • State: West Bengal
  • Pincode: 721304

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Bank Of Baroda) and branch name, and we will display the complete IFSC code details.