IFSC Code BARB0DBNERX - Bank Of Baroda Ner Chowk
TEHSIL BALH DISTT MANDINERCHOWK MANDIA MANDI HIMACHAL PRADESH 175008
Quick Info
IFSC: BARB0DBNERX
Pincode: 175008
District: Mandi
Status: Active
About Bank Of Baroda Ner Chowk
IFSC Code BARB0DBNERX belongs to Bank Of Baroda Ner Chowk branch located in Mandi, Mandi, Himachal Pradesh. This branch serves customers in Mandi, Mandi, Himachal Pradesh and surrounding areas.
Understanding IFSC Code BARB0DBNERX
The IFSC (Indian Financial System Code) BARB0DBNERX is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (DBNERX): Unique branch identifier for Ner Chowk
Electronic Fund Transfer Services
IFSC Code BARB0DBNERX is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Ner Chowk branch is located at TEHSIL BALH DISTT MANDINERCHOWK MANDIA MANDI HIMACHAL PRADESH 175008 (Pincode: 175008) in Mandi, Mandi, Himachal Pradesh. This location serves customers in Mandi, Mandi, Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0DBNERX to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0DBNERX
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0DBNERX (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Mandi, Mandi, Himachal Pradesh or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0DBNERX |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Ner Chowk |
| Address: | TEHSIL BALH DISTT MANDINERCHOWK MANDIA MANDI HIMACHAL PRADESH 175008 |
| City: | Mandi |
| District: | Mandi |
| State: | Himachal Pradesh |
| Pincode: | 175008 |
Payment Services Available
Bank Of Baroda Ner Chowk Branch IFSC Code BARB0DBNERX — Complete Banking Guide for Mandi, Himachal Pradesh
IFSC code BARB0DBNERX belongs to the Ner Chowk branch of Bank Of Baroda in Mandi, Mandi district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0DBNERX to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Ner Chowk Branch
The Ner Chowk branch of Bank Of Baroda in Mandi, Himachal Pradesh serves retail and corporate customers in Mandi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0DBNERX is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0DBNERX
Four primary digital payment rails use IFSC BARB0DBNERX for transfers to Bank Of Baroda, Ner Chowk: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0DBNERX against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ner Chowk branch of Bank Of Baroda in Mandi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0DBNERX exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0DBNERX Before Transferring
Before initiating any high-value transfer to IFSC BARB0DBNERX, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Ner Chowk, Mandi IFSC
What is the IFSC of Bank Of Baroda Ner Chowk in Mandi?
The IFSC of Bank Of Baroda, Ner Chowk branch in Mandi, Himachal Pradesh is BARB0DBNERX. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0DBNERX?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0DBNERX to route funds to Bank Of Baroda, Ner Chowk, Mandi.
Who assigns IFSC codes like BARB0DBNERX?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Ner Chowk branch in Mandi, and RBI issued BARB0DBNERX as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0DBNERX for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0DBNERX at Bank Of Baroda, Ner Chowk, Mandi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0DBNERX.
About IFSC Code BARB0DBNERX
IFSC Code BARB0DBNERX belongs to Bank Of Baroda branch Ner Chowk located in Mandi, Mandi, Himachal Pradesh.
Branch Information
- IFSC Code: BARB0DBNERX
- Bank: Bank Of Baroda
- Branch: Ner Chowk
- Address: TEHSIL BALH DISTT MANDINERCHOWK MANDIA MANDI HIMACHAL PRADESH 175008
- City: Mandi
- District: Mandi
- State: Himachal Pradesh
- Pincode: 175008
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available