IFSC Code BARB0DBRAMA - Bank Of Baroda Ramanaiah Peta

Bank Of Baroda Ramanaiah Peta Branch IFSC Code BARB0DBRAMA — Complete Banking Guide for East Godavari, Andhra Pradesh

IFSC code BARB0DBRAMA belongs to the Ramanaiah Peta branch of Bank Of Baroda in East Godavari, East Godavari district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0DBRAMA to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Bank Of Baroda, Ramanaiah Peta Branch

The Ramanaiah Peta branch of Bank Of Baroda in East Godavari, Andhra Pradesh serves retail and corporate customers in East Godavari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0DBRAMA is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC BARB0DBRAMA

Four primary digital payment rails use IFSC BARB0DBRAMA for transfers to Bank Of Baroda, Ramanaiah Peta: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0DBRAMA against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Ramanaiah Peta branch of Bank Of Baroda in East Godavari carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0DBRAMA exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC BARB0DBRAMA Before Transferring

Before initiating any high-value transfer to IFSC BARB0DBRAMA, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.