IFSC Code BARB0DESUMA - Bank Of Baroda Desu Majra Punjab
SCO 6 SUNNY ENCLAVE DESU MAJRA DIST. MOHALI PUNJAB - 140 301
Quick Info
IFSC: BARB0DESUMA
Pincode: 140301
District: Rupnagar
Status: Active
About Bank Of Baroda Desu Majra Punjab
IFSC Code BARB0DESUMA belongs to Bank Of Baroda Desu Majra Punjab branch located in Kharar, Rupnagar, Punjab. This branch serves customers in Kharar, Rupnagar, Punjab and surrounding areas.
Understanding IFSC Code BARB0DESUMA
The IFSC (Indian Financial System Code) BARB0DESUMA is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (DESUMA): Unique branch identifier for Desu Majra Punjab
Electronic Fund Transfer Services
IFSC Code BARB0DESUMA is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Desu Majra Punjab branch is located at SCO 6 SUNNY ENCLAVE DESU MAJRA DIST. MOHALI PUNJAB - 140 301 (Pincode: 140301) in Kharar, Rupnagar, Punjab. This location serves customers in Kharar, Rupnagar, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0DESUMA to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0DESUMA
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0DESUMA (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Kharar, Rupnagar, Punjab or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0DESUMA |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Desu Majra Punjab |
| Address: | SCO 6 SUNNY ENCLAVE DESU MAJRA DIST. MOHALI PUNJAB - 140 301 |
| City: | Kharar |
| District: | Rupnagar |
| State: | Punjab |
| Pincode: | 140301 |
Payment Services Available
Bank Of Baroda Desu Majra Punjab Branch IFSC Code BARB0DESUMA — Complete Banking Guide for Kharar, Punjab
IFSC code BARB0DESUMA belongs to the Desu Majra Punjab branch of Bank Of Baroda in Kharar, Rupnagar district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0DESUMA to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Desu Majra Punjab Branch
The Desu Majra Punjab branch of Bank Of Baroda in Kharar, Punjab serves retail and corporate customers in Rupnagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0DESUMA is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0DESUMA
Four primary digital payment rails use IFSC BARB0DESUMA for transfers to Bank Of Baroda, Desu Majra Punjab: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0DESUMA against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Desu Majra Punjab branch of Bank Of Baroda in Kharar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0DESUMA exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0DESUMA Before Transferring
Before initiating any high-value transfer to IFSC BARB0DESUMA, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Desu Majra Punjab, Kharar IFSC
What is the IFSC of Bank Of Baroda Desu Majra Punjab in Kharar?
The IFSC of Bank Of Baroda, Desu Majra Punjab branch in Kharar, Punjab is BARB0DESUMA. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0DESUMA?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0DESUMA to route funds to Bank Of Baroda, Desu Majra Punjab, Kharar.
Who assigns IFSC codes like BARB0DESUMA?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Desu Majra Punjab branch in Kharar, and RBI issued BARB0DESUMA as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0DESUMA for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0DESUMA at Bank Of Baroda, Desu Majra Punjab, Kharar. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0DESUMA.
About IFSC Code BARB0DESUMA
IFSC Code BARB0DESUMA belongs to Bank Of Baroda branch Desu Majra Punjab located in Kharar, Rupnagar, Punjab.
Branch Information
- IFSC Code: BARB0DESUMA
- Bank: Bank Of Baroda
- Branch: Desu Majra Punjab
- Address: SCO 6 SUNNY ENCLAVE DESU MAJRA DIST. MOHALI PUNJAB - 140 301
- City: Kharar
- District: Rupnagar
- State: Punjab
- Pincode: 140301
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available