IFSC Code BARB0KALADH - Bank Of Baroda Kaladhungi Dist Nainital
KALADHUNGI DISTT NAINITAL UTTARAKHAND 263140
Quick Info
IFSC: BARB0KALADH
Pincode: 263140
District: Nainital
Status: Active
About Bank Of Baroda Kaladhungi Dist Nainital
IFSC Code BARB0KALADH belongs to Bank Of Baroda Kaladhungi Dist Nainital branch located in Kaladhungi, Nainital, Uttarakhand. This branch serves customers in Kaladhungi, Nainital, Uttarakhand and surrounding areas.
Understanding IFSC Code BARB0KALADH
The IFSC (Indian Financial System Code) BARB0KALADH is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (KALADH): Unique branch identifier for Kaladhungi Dist Nainital
Electronic Fund Transfer Services
IFSC Code BARB0KALADH is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Kaladhungi Dist Nainital branch is located at KALADHUNGI DISTT NAINITAL UTTARAKHAND 263140 (Pincode: 263140) in Kaladhungi, Nainital, Uttarakhand. This location serves customers in Kaladhungi, Nainital, Uttarakhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0KALADH to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0KALADH
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0KALADH (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Kaladhungi, Nainital, Uttarakhand or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0KALADH |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Kaladhungi Dist Nainital |
| Address: | KALADHUNGI DISTT NAINITAL UTTARAKHAND 263140 |
| City: | Kaladhungi |
| District: | Nainital |
| State: | Uttarakhand |
| Pincode: | 263140 |
Payment Services Available
Bank Of Baroda Kaladhungi Dist Nainital Branch IFSC Code BARB0KALADH — Complete Banking Guide for Kaladhungi, Uttarakhand
IFSC code BARB0KALADH belongs to the Kaladhungi Dist Nainital branch of Bank Of Baroda in Kaladhungi, Nainital district, Uttarakhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0KALADH to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Kaladhungi Dist Nainital Branch
The Kaladhungi Dist Nainital branch of Bank Of Baroda in Kaladhungi, Uttarakhand serves retail and corporate customers in Nainital district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0KALADH is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0KALADH
Four primary digital payment rails use IFSC BARB0KALADH for transfers to Bank Of Baroda, Kaladhungi Dist Nainital: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0KALADH against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kaladhungi Dist Nainital branch of Bank Of Baroda in Kaladhungi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0KALADH exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0KALADH Before Transferring
Before initiating any high-value transfer to IFSC BARB0KALADH, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Kaladhungi Dist Nainital, Kaladhungi IFSC
What is the IFSC of Bank Of Baroda Kaladhungi Dist Nainital in Kaladhungi?
The IFSC of Bank Of Baroda, Kaladhungi Dist Nainital branch in Kaladhungi, Uttarakhand is BARB0KALADH. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0KALADH?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0KALADH to route funds to Bank Of Baroda, Kaladhungi Dist Nainital, Kaladhungi.
Who assigns IFSC codes like BARB0KALADH?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Kaladhungi Dist Nainital branch in Kaladhungi, and RBI issued BARB0KALADH as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0KALADH for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0KALADH at Bank Of Baroda, Kaladhungi Dist Nainital, Kaladhungi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0KALADH.
About IFSC Code BARB0KALADH
IFSC Code BARB0KALADH belongs to Bank Of Baroda branch Kaladhungi Dist Nainital located in Kaladhungi, Nainital, Uttarakhand.
Branch Information
- IFSC Code: BARB0KALADH
- Bank: Bank Of Baroda
- Branch: Kaladhungi Dist Nainital
- Address: KALADHUNGI DISTT NAINITAL UTTARAKHAND 263140
- City: Kaladhungi
- District: Nainital
- State: Uttarakhand
- Pincode: 263140
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available