IFSC Code BARB0KHARAG - Bank Of Baroda Kharagpur W.b.
73/69 MALANCHA MAIN ROAD KAHARAGPUR WEST BENGAL 721 304
Quick Info
IFSC: BARB0KHARAG
Pincode: 721304
District: West Midnapore
Status: Active
About Bank Of Baroda Kharagpur W.b.
IFSC Code BARB0KHARAG belongs to Bank Of Baroda Kharagpur W.b. branch located in Kharagpur, West Midnapore, West Bengal. This branch serves customers in Kharagpur, West Midnapore, West Bengal and surrounding areas.
Understanding IFSC Code BARB0KHARAG
The IFSC (Indian Financial System Code) BARB0KHARAG is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (KHARAG): Unique branch identifier for Kharagpur W.b.
Electronic Fund Transfer Services
IFSC Code BARB0KHARAG is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Kharagpur W.b. branch is located at 73/69 MALANCHA MAIN ROAD KAHARAGPUR WEST BENGAL 721 304 (Pincode: 721304) in Kharagpur, West Midnapore, West Bengal. This location serves customers in Kharagpur, West Midnapore, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0KHARAG to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0KHARAG
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0KHARAG (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Kharagpur, West Midnapore, West Bengal or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0KHARAG |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Kharagpur W.b. |
| Address: | 73/69 MALANCHA MAIN ROAD KAHARAGPUR WEST BENGAL 721 304 |
| City: | Kharagpur |
| District: | West Midnapore |
| State: | West Bengal |
| Pincode: | 721304 |
Payment Services Available
Bank Of Baroda Kharagpur W.b. Branch IFSC Code BARB0KHARAG — Complete Banking Guide for Kharagpur, West Bengal
IFSC code BARB0KHARAG belongs to the Kharagpur W.b. branch of Bank Of Baroda in Kharagpur, West Midnapore district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0KHARAG to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Kharagpur W.b. Branch
The Kharagpur W.b. branch of Bank Of Baroda in Kharagpur, West Bengal serves retail and corporate customers in West Midnapore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0KHARAG is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0KHARAG
Four primary digital payment rails use IFSC BARB0KHARAG for transfers to Bank Of Baroda, Kharagpur W.b.: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0KHARAG against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kharagpur W.b. branch of Bank Of Baroda in Kharagpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0KHARAG exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0KHARAG Before Transferring
Before initiating any high-value transfer to IFSC BARB0KHARAG, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Kharagpur W.b., Kharagpur IFSC
What is the IFSC of Bank Of Baroda Kharagpur W.b. in Kharagpur?
The IFSC of Bank Of Baroda, Kharagpur W.b. branch in Kharagpur, West Bengal is BARB0KHARAG. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0KHARAG?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0KHARAG to route funds to Bank Of Baroda, Kharagpur W.b., Kharagpur.
Who assigns IFSC codes like BARB0KHARAG?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Kharagpur W.b. branch in Kharagpur, and RBI issued BARB0KHARAG as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0KHARAG for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0KHARAG at Bank Of Baroda, Kharagpur W.b., Kharagpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0KHARAG.
About IFSC Code BARB0KHARAG
IFSC Code BARB0KHARAG belongs to Bank Of Baroda branch Kharagpur W.b. located in Kharagpur, West Midnapore, West Bengal.
Branch Information
- IFSC Code: BARB0KHARAG
- Bank: Bank Of Baroda
- Branch: Kharagpur W.b.
- Address: 73/69 MALANCHA MAIN ROAD KAHARAGPUR WEST BENGAL 721 304
- City: Kharagpur
- District: West Midnapore
- State: West Bengal
- Pincode: 721304
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available