IFSC Code BARB0MRCNAG - Bank Of Baroda M.r.c.nagar Branch
M.R.C.NAGAR BRANCH 89 SANTHOME HIGH ROAD CHENNAI 600028
Quick Info
IFSC: BARB0MRCNAG
Pincode: 600028
District: Chennai
Status: Active
About Bank Of Baroda M.r.c.nagar Branch
IFSC Code BARB0MRCNAG belongs to Bank Of Baroda M.r.c.nagar Branch branch located in Chennai, Chennai, Tamil Nadu. This branch serves customers in Chennai, Chennai, Tamil Nadu and surrounding areas.
Understanding IFSC Code BARB0MRCNAG
The IFSC (Indian Financial System Code) BARB0MRCNAG is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (MRCNAG): Unique branch identifier for M.r.c.nagar Branch
Electronic Fund Transfer Services
IFSC Code BARB0MRCNAG is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda M.r.c.nagar Branch branch is located at M.R.C.NAGAR BRANCH 89 SANTHOME HIGH ROAD CHENNAI 600028 (Pincode: 600028) in Chennai, Chennai, Tamil Nadu. This location serves customers in Chennai, Chennai, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0MRCNAG to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0MRCNAG
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0MRCNAG (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Chennai, Chennai, Tamil Nadu or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0MRCNAG |
| Bank Name: | Bank Of Baroda |
| Branch Name: | M.r.c.nagar Branch |
| Address: | M.R.C.NAGAR BRANCH 89 SANTHOME HIGH ROAD CHENNAI 600028 |
| City: | Chennai |
| District: | Chennai |
| State: | Tamil Nadu |
| Pincode: | 600028 |
Payment Services Available
Bank Of Baroda M.r.c.nagar Branch Branch IFSC Code BARB0MRCNAG — Complete Banking Guide for Chennai, Tamil Nadu
IFSC code BARB0MRCNAG belongs to the M.r.c.nagar Branch branch of Bank Of Baroda in Chennai, Chennai district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0MRCNAG to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, M.r.c.nagar Branch Branch
The M.r.c.nagar Branch branch of Bank Of Baroda in Chennai, Tamil Nadu serves retail and corporate customers in Chennai district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0MRCNAG is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0MRCNAG
Four primary digital payment rails use IFSC BARB0MRCNAG for transfers to Bank Of Baroda, M.r.c.nagar Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0MRCNAG against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the M.r.c.nagar Branch branch of Bank Of Baroda in Chennai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0MRCNAG exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0MRCNAG Before Transferring
Before initiating any high-value transfer to IFSC BARB0MRCNAG, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda M.r.c.nagar Branch, Chennai IFSC
What is the IFSC of Bank Of Baroda M.r.c.nagar Branch in Chennai?
The IFSC of Bank Of Baroda, M.r.c.nagar Branch branch in Chennai, Tamil Nadu is BARB0MRCNAG. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0MRCNAG?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0MRCNAG to route funds to Bank Of Baroda, M.r.c.nagar Branch, Chennai.
Who assigns IFSC codes like BARB0MRCNAG?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its M.r.c.nagar Branch branch in Chennai, and RBI issued BARB0MRCNAG as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0MRCNAG for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0MRCNAG at Bank Of Baroda, M.r.c.nagar Branch, Chennai. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0MRCNAG.
About IFSC Code BARB0MRCNAG
IFSC Code BARB0MRCNAG belongs to Bank Of Baroda branch M.r.c.nagar Branch located in Chennai, Chennai, Tamil Nadu.
Branch Information
- IFSC Code: BARB0MRCNAG
- Bank: Bank Of Baroda
- Branch: M.r.c.nagar Branch
- Address: M.R.C.NAGAR BRANCH 89 SANTHOME HIGH ROAD CHENNAI 600028
- City: Chennai
- District: Chennai
- State: Tamil Nadu
- Pincode: 600028
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available