IFSC Code BARB0PALCOL - Bank Of Baroda Palacole

Bank Of Baroda Palacole Branch IFSC Code BARB0PALCOL — Complete Banking Guide for West Godavari, Andhra Pradesh

IFSC code BARB0PALCOL belongs to the Palacole branch of Bank Of Baroda in West Godavari, West Godavari district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0PALCOL to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Bank Of Baroda, Palacole Branch

The Palacole branch of Bank Of Baroda in West Godavari, Andhra Pradesh serves retail and corporate customers in West Godavari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0PALCOL is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC BARB0PALCOL

Four primary digital payment rails use IFSC BARB0PALCOL for transfers to Bank Of Baroda, Palacole: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0PALCOL against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Palacole branch of Bank Of Baroda in West Godavari carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0PALCOL exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC BARB0PALCOL Before Transferring

Before initiating any high-value transfer to IFSC BARB0PALCOL, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.