IFSC Code BARB0RATLAM - Bank Of Baroda Ratlam Branch
RATLAM BRANCH STATION ROAD RATLAM 457001
Quick Info
IFSC: BARB0RATLAM
Pincode: 457001
District: Ratlam
Status: Active
About Bank Of Baroda Ratlam Branch
IFSC Code BARB0RATLAM belongs to Bank Of Baroda Ratlam Branch branch located in Ratlam, Ratlam, Madhya Pradesh. This branch serves customers in Ratlam, Ratlam, Madhya Pradesh and surrounding areas.
Understanding IFSC Code BARB0RATLAM
The IFSC (Indian Financial System Code) BARB0RATLAM is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (RATLAM): Unique branch identifier for Ratlam Branch
Electronic Fund Transfer Services
IFSC Code BARB0RATLAM is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Ratlam Branch branch is located at RATLAM BRANCH STATION ROAD RATLAM 457001 (Pincode: 457001) in Ratlam, Ratlam, Madhya Pradesh. This location serves customers in Ratlam, Ratlam, Madhya Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0RATLAM to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0RATLAM
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0RATLAM (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Ratlam, Ratlam, Madhya Pradesh or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0RATLAM |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Ratlam Branch |
| Address: | RATLAM BRANCH STATION ROAD RATLAM 457001 |
| City: | Ratlam |
| District: | Ratlam |
| State: | Madhya Pradesh |
| Pincode: | 457001 |
Payment Services Available
Bank Of Baroda Ratlam Branch Branch IFSC Code BARB0RATLAM — Complete Banking Guide for Ratlam, Madhya Pradesh
IFSC code BARB0RATLAM belongs to the Ratlam Branch branch of Bank Of Baroda in Ratlam, Ratlam district, Madhya Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0RATLAM to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Ratlam Branch Branch
The Ratlam Branch branch of Bank Of Baroda in Ratlam, Madhya Pradesh serves retail and corporate customers in Ratlam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0RATLAM is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0RATLAM
Four primary digital payment rails use IFSC BARB0RATLAM for transfers to Bank Of Baroda, Ratlam Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0RATLAM against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ratlam Branch branch of Bank Of Baroda in Ratlam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0RATLAM exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0RATLAM Before Transferring
Before initiating any high-value transfer to IFSC BARB0RATLAM, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Ratlam Branch, Ratlam IFSC
What is the IFSC of Bank Of Baroda Ratlam Branch in Ratlam?
The IFSC of Bank Of Baroda, Ratlam Branch branch in Ratlam, Madhya Pradesh is BARB0RATLAM. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0RATLAM?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0RATLAM to route funds to Bank Of Baroda, Ratlam Branch, Ratlam.
Who assigns IFSC codes like BARB0RATLAM?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Ratlam Branch branch in Ratlam, and RBI issued BARB0RATLAM as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0RATLAM for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0RATLAM at Bank Of Baroda, Ratlam Branch, Ratlam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0RATLAM.
About IFSC Code BARB0RATLAM
IFSC Code BARB0RATLAM belongs to Bank Of Baroda branch Ratlam Branch located in Ratlam, Ratlam, Madhya Pradesh.
Branch Information
- IFSC Code: BARB0RATLAM
- Bank: Bank Of Baroda
- Branch: Ratlam Branch
- Address: RATLAM BRANCH STATION ROAD RATLAM 457001
- City: Ratlam
- District: Ratlam
- State: Madhya Pradesh
- Pincode: 457001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available