IFSC Code BARB0UNAXXX - Bank Of Baroda Una Himachal Pradesh
UNA - NANGAL ROAD MOHALLA - GURUSAR DIST.UNA HIMACHAL PRADESH - 174 303
Quick Info
IFSC: BARB0UNAXXX
Pincode: 174303
District: Una
Status: Active
About Bank Of Baroda Una Himachal Pradesh
IFSC Code BARB0UNAXXX belongs to Bank Of Baroda Una Himachal Pradesh branch located in Una, Una, Himachal Pradesh. This branch serves customers in Una, Una, Himachal Pradesh and surrounding areas.
Understanding IFSC Code BARB0UNAXXX
The IFSC (Indian Financial System Code) BARB0UNAXXX is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (UNAXXX): Unique branch identifier for Una Himachal Pradesh
Electronic Fund Transfer Services
IFSC Code BARB0UNAXXX is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Una Himachal Pradesh branch is located at UNA - NANGAL ROAD MOHALLA - GURUSAR DIST.UNA HIMACHAL PRADESH - 174 303 (Pincode: 174303) in Una, Una, Himachal Pradesh. This location serves customers in Una, Una, Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0UNAXXX to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0UNAXXX
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0UNAXXX (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Una, Una, Himachal Pradesh or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0UNAXXX |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Una Himachal Pradesh |
| Address: | UNA - NANGAL ROAD MOHALLA - GURUSAR DIST.UNA HIMACHAL PRADESH - 174 303 |
| City: | Una |
| District: | Una |
| State: | Himachal Pradesh |
| Pincode: | 174303 |
Payment Services Available
Bank Of Baroda Una Himachal Pradesh Branch IFSC Code BARB0UNAXXX — Complete Banking Guide for Una, Himachal Pradesh
IFSC code BARB0UNAXXX belongs to the Una Himachal Pradesh branch of Bank Of Baroda in Una, Una district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0UNAXXX to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Una Himachal Pradesh Branch
The Una Himachal Pradesh branch of Bank Of Baroda in Una, Himachal Pradesh serves retail and corporate customers in Una district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0UNAXXX is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0UNAXXX
Four primary digital payment rails use IFSC BARB0UNAXXX for transfers to Bank Of Baroda, Una Himachal Pradesh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0UNAXXX against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Una Himachal Pradesh branch of Bank Of Baroda in Una carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0UNAXXX exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0UNAXXX Before Transferring
Before initiating any high-value transfer to IFSC BARB0UNAXXX, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Una Himachal Pradesh, Una IFSC
What is the IFSC of Bank Of Baroda Una Himachal Pradesh in Una?
The IFSC of Bank Of Baroda, Una Himachal Pradesh branch in Una, Himachal Pradesh is BARB0UNAXXX. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0UNAXXX?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0UNAXXX to route funds to Bank Of Baroda, Una Himachal Pradesh, Una.
Who assigns IFSC codes like BARB0UNAXXX?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Una Himachal Pradesh branch in Una, and RBI issued BARB0UNAXXX as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0UNAXXX for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0UNAXXX at Bank Of Baroda, Una Himachal Pradesh, Una. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0UNAXXX.
About IFSC Code BARB0UNAXXX
IFSC Code BARB0UNAXXX belongs to Bank Of Baroda branch Una Himachal Pradesh located in Una, Una, Himachal Pradesh.
Branch Information
- IFSC Code: BARB0UNAXXX
- Bank: Bank Of Baroda
- Branch: Una Himachal Pradesh
- Address: UNA - NANGAL ROAD MOHALLA - GURUSAR DIST.UNA HIMACHAL PRADESH - 174 303
- City: Una
- District: Una
- State: Himachal Pradesh
- Pincode: 174303
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available