IFSC Code BARB0VJCHAI - Bank Of Baroda Chaibasa
VIJAYA BANK CHAIBASA MATKAMHATUMAHULSAI JHINKPANI ROAD CHAIBASA CHAIBASA 833201
Quick Info
IFSC: BARB0VJCHAI
Pincode: 833201
District: West Singhbhum
Status: Active
About Bank Of Baroda Chaibasa
IFSC Code BARB0VJCHAI belongs to Bank Of Baroda Chaibasa branch located in Chaibasa, West Singhbhum, Jharkhand. This branch serves customers in Chaibasa, West Singhbhum, Jharkhand and surrounding areas.
Understanding IFSC Code BARB0VJCHAI
The IFSC (Indian Financial System Code) BARB0VJCHAI is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (VJCHAI): Unique branch identifier for Chaibasa
Electronic Fund Transfer Services
IFSC Code BARB0VJCHAI is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Chaibasa branch is located at VIJAYA BANK CHAIBASA MATKAMHATUMAHULSAI JHINKPANI ROAD CHAIBASA CHAIBASA 833201 (Pincode: 833201) in Chaibasa, West Singhbhum, Jharkhand. This location serves customers in Chaibasa, West Singhbhum, Jharkhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0VJCHAI to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0VJCHAI
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0VJCHAI (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Chaibasa, West Singhbhum, Jharkhand or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0VJCHAI |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Chaibasa |
| Address: | VIJAYA BANK CHAIBASA MATKAMHATUMAHULSAI JHINKPANI ROAD CHAIBASA CHAIBASA 833201 |
| City: | Chaibasa |
| District: | West Singhbhum |
| State: | Jharkhand |
| Pincode: | 833201 |
Payment Services Available
Bank Of Baroda Chaibasa Branch IFSC Code BARB0VJCHAI — Complete Banking Guide for Chaibasa, Jharkhand
IFSC code BARB0VJCHAI belongs to the Chaibasa branch of Bank Of Baroda in Chaibasa, West Singhbhum district, Jharkhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0VJCHAI to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Chaibasa Branch
The Chaibasa branch of Bank Of Baroda in Chaibasa, Jharkhand serves retail and corporate customers in West Singhbhum district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0VJCHAI is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0VJCHAI
Four primary digital payment rails use IFSC BARB0VJCHAI for transfers to Bank Of Baroda, Chaibasa: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0VJCHAI against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Chaibasa branch of Bank Of Baroda in Chaibasa carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0VJCHAI exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0VJCHAI Before Transferring
Before initiating any high-value transfer to IFSC BARB0VJCHAI, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Chaibasa, Chaibasa IFSC
What is the IFSC of Bank Of Baroda Chaibasa in Chaibasa?
The IFSC of Bank Of Baroda, Chaibasa branch in Chaibasa, Jharkhand is BARB0VJCHAI. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0VJCHAI?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0VJCHAI to route funds to Bank Of Baroda, Chaibasa, Chaibasa.
Who assigns IFSC codes like BARB0VJCHAI?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Chaibasa branch in Chaibasa, and RBI issued BARB0VJCHAI as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0VJCHAI for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0VJCHAI at Bank Of Baroda, Chaibasa, Chaibasa. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0VJCHAI.
About IFSC Code BARB0VJCHAI
IFSC Code BARB0VJCHAI belongs to Bank Of Baroda branch Chaibasa located in Chaibasa, West Singhbhum, Jharkhand.
Branch Information
- IFSC Code: BARB0VJCHAI
- Bank: Bank Of Baroda
- Branch: Chaibasa
- Address: VIJAYA BANK CHAIBASA MATKAMHATUMAHULSAI JHINKPANI ROAD CHAIBASA CHAIBASA 833201
- City: Chaibasa
- District: West Singhbhum
- State: Jharkhand
- Pincode: 833201
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available