IFSC Code BARB0VJGAYA - Bank Of Baroda Gaya
FATEH BAHADUR SHIVALA ROAD GAYA BIHAR-823001
Quick Info
IFSC: BARB0VJGAYA
Pincode: 823001
District: Gaya
Status: Active
About Bank Of Baroda Gaya
IFSC Code BARB0VJGAYA belongs to Bank Of Baroda Gaya branch located in Gaya, Gaya, Bihar. This branch serves customers in Gaya, Gaya, Bihar and surrounding areas.
Understanding IFSC Code BARB0VJGAYA
The IFSC (Indian Financial System Code) BARB0VJGAYA is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (VJGAYA): Unique branch identifier for Gaya
Electronic Fund Transfer Services
IFSC Code BARB0VJGAYA is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Gaya branch is located at FATEH BAHADUR SHIVALA ROAD GAYA BIHAR-823001 (Pincode: 823001) in Gaya, Gaya, Bihar. This location serves customers in Gaya, Gaya, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0VJGAYA to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0VJGAYA
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0VJGAYA (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Gaya, Gaya, Bihar or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0VJGAYA |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Gaya |
| Address: | FATEH BAHADUR SHIVALA ROAD GAYA BIHAR-823001 |
| City: | Gaya |
| District: | Gaya |
| State: | Bihar |
| Pincode: | 823001 |
Payment Services Available
Bank Of Baroda Gaya Branch IFSC Code BARB0VJGAYA — Complete Banking Guide for Gaya, Bihar
IFSC code BARB0VJGAYA belongs to the Gaya branch of Bank Of Baroda in Gaya, Gaya district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0VJGAYA to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Gaya Branch
The Gaya branch of Bank Of Baroda in Gaya, Bihar serves retail and corporate customers in Gaya district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0VJGAYA is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0VJGAYA
Four primary digital payment rails use IFSC BARB0VJGAYA for transfers to Bank Of Baroda, Gaya: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0VJGAYA against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gaya branch of Bank Of Baroda in Gaya carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0VJGAYA exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0VJGAYA Before Transferring
Before initiating any high-value transfer to IFSC BARB0VJGAYA, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Gaya, Gaya IFSC
What is the IFSC of Bank Of Baroda Gaya in Gaya?
The IFSC of Bank Of Baroda, Gaya branch in Gaya, Bihar is BARB0VJGAYA. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0VJGAYA?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0VJGAYA to route funds to Bank Of Baroda, Gaya, Gaya.
Who assigns IFSC codes like BARB0VJGAYA?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Gaya branch in Gaya, and RBI issued BARB0VJGAYA as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0VJGAYA for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0VJGAYA at Bank Of Baroda, Gaya, Gaya. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0VJGAYA.
About IFSC Code BARB0VJGAYA
IFSC Code BARB0VJGAYA belongs to Bank Of Baroda branch Gaya located in Gaya, Gaya, Bihar.
Branch Information
- IFSC Code: BARB0VJGAYA
- Bank: Bank Of Baroda
- Branch: Gaya
- Address: FATEH BAHADUR SHIVALA ROAD GAYA BIHAR-823001
- City: Gaya
- District: Gaya
- State: Bihar
- Pincode: 823001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available