IFSC Code BARB0VJKASA - Bank Of Baroda Karad
104 OPPCOTTAGE HOSPITAL BUDHWAR PET KARAD KARAD 415110
Quick Info
IFSC: BARB0VJKASA
Pincode: 415110
District: Satara
Status: Active
About Bank Of Baroda Karad
IFSC Code BARB0VJKASA belongs to Bank Of Baroda Karad branch located in Karad, Satara, Maharashtra. This branch serves customers in Karad, Satara, Maharashtra and surrounding areas.
Understanding IFSC Code BARB0VJKASA
The IFSC (Indian Financial System Code) BARB0VJKASA is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (VJKASA): Unique branch identifier for Karad
Electronic Fund Transfer Services
IFSC Code BARB0VJKASA is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda Karad branch is located at 104 OPPCOTTAGE HOSPITAL BUDHWAR PET KARAD KARAD 415110 (Pincode: 415110) in Karad, Satara, Maharashtra. This location serves customers in Karad, Satara, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0VJKASA to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0VJKASA
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0VJKASA (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Karad, Satara, Maharashtra or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0VJKASA |
| Bank Name: | Bank Of Baroda |
| Branch Name: | Karad |
| Address: | 104 OPPCOTTAGE HOSPITAL BUDHWAR PET KARAD KARAD 415110 |
| City: | Karad |
| District: | Satara |
| State: | Maharashtra |
| Pincode: | 415110 |
Payment Services Available
Bank Of Baroda Karad Branch IFSC Code BARB0VJKASA — Complete Banking Guide for Karad, Maharashtra
IFSC code BARB0VJKASA belongs to the Karad branch of Bank Of Baroda in Karad, Satara district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0VJKASA to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, Karad Branch
The Karad branch of Bank Of Baroda in Karad, Maharashtra serves retail and corporate customers in Satara district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0VJKASA is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0VJKASA
Four primary digital payment rails use IFSC BARB0VJKASA for transfers to Bank Of Baroda, Karad: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0VJKASA against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Karad branch of Bank Of Baroda in Karad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0VJKASA exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0VJKASA Before Transferring
Before initiating any high-value transfer to IFSC BARB0VJKASA, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda Karad, Karad IFSC
What is the IFSC of Bank Of Baroda Karad in Karad?
The IFSC of Bank Of Baroda, Karad branch in Karad, Maharashtra is BARB0VJKASA. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0VJKASA?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0VJKASA to route funds to Bank Of Baroda, Karad, Karad.
Who assigns IFSC codes like BARB0VJKASA?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its Karad branch in Karad, and RBI issued BARB0VJKASA as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0VJKASA for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0VJKASA at Bank Of Baroda, Karad, Karad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0VJKASA.
About IFSC Code BARB0VJKASA
IFSC Code BARB0VJKASA belongs to Bank Of Baroda branch Karad located in Karad, Satara, Maharashtra.
Branch Information
- IFSC Code: BARB0VJKASA
- Bank: Bank Of Baroda
- Branch: Karad
- Address: 104 OPPCOTTAGE HOSPITAL BUDHWAR PET KARAD KARAD 415110
- City: Karad
- District: Satara
- State: Maharashtra
- Pincode: 415110
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available