IFSC Code BARB0VJMGRO - Bank Of Baroda M G Road
P B NO 1722 57 2143 JOS ANNEXE M G ROAD ERNAKULAM 682016
Quick Info
IFSC: BARB0VJMGRO
Pincode: 682016
District: Ernakulam
Status: Active
About Bank Of Baroda M G Road
IFSC Code BARB0VJMGRO belongs to Bank Of Baroda M G Road branch located in Eranakulam, Ernakulam, Kerala. This branch serves customers in Eranakulam, Ernakulam, Kerala and surrounding areas.
Understanding IFSC Code BARB0VJMGRO
The IFSC (Indian Financial System Code) BARB0VJMGRO is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BARB): Bank code identifying Bank Of Baroda
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (VJMGRO): Unique branch identifier for M G Road
Electronic Fund Transfer Services
IFSC Code BARB0VJMGRO is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of Baroda M G Road branch is located at P B NO 1722 57 2143 JOS ANNEXE M G ROAD ERNAKULAM 682016 (Pincode: 682016) in Eranakulam, Ernakulam, Kerala. This location serves customers in Eranakulam, Ernakulam, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BARB0VJMGRO to ensure the transaction is routed correctly.
How to Use IFSC Code BARB0VJMGRO
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BARB0VJMGRO (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of Baroda Branches
If you're looking for other Bank Of Baroda branches in Eranakulam, Ernakulam, Kerala or nearby areas, use our Bank Of Baroda branch finder. You can search by city, district, or state to find all Bank Of Baroda branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BARB0VJMGRO |
| Bank Name: | Bank Of Baroda |
| Branch Name: | M G Road |
| Address: | P B NO 1722 57 2143 JOS ANNEXE M G ROAD ERNAKULAM 682016 |
| City: | Eranakulam |
| District: | Ernakulam |
| State: | Kerala |
| Pincode: | 682016 |
Payment Services Available
Bank Of Baroda M G Road Branch IFSC Code BARB0VJMGRO — Complete Banking Guide for Eranakulam, Kerala
IFSC code BARB0VJMGRO belongs to the M G Road branch of Bank Of Baroda in Eranakulam, Ernakulam district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BARB0VJMGRO to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of Baroda, M G Road Branch
The M G Road branch of Bank Of Baroda in Eranakulam, Kerala serves retail and corporate customers in Ernakulam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BARB0VJMGRO is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BARB0VJMGRO
Four primary digital payment rails use IFSC BARB0VJMGRO for transfers to Bank Of Baroda, M G Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BARB0VJMGRO against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the M G Road branch of Bank Of Baroda in Eranakulam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BARB0VJMGRO exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BARB0VJMGRO Before Transferring
Before initiating any high-value transfer to IFSC BARB0VJMGRO, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of Baroda's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of Baroda M G Road, Eranakulam IFSC
What is the IFSC of Bank Of Baroda M G Road in Eranakulam?
The IFSC of Bank Of Baroda, M G Road branch in Eranakulam, Kerala is BARB0VJMGRO. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BARB0VJMGRO?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BARB0VJMGRO to route funds to Bank Of Baroda, M G Road, Eranakulam.
Who assigns IFSC codes like BARB0VJMGRO?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of Baroda applied for the IFSC for its M G Road branch in Eranakulam, and RBI issued BARB0VJMGRO as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BARB0VJMGRO for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BARB0VJMGRO at Bank Of Baroda, M G Road, Eranakulam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BARB0VJMGRO.
About IFSC Code BARB0VJMGRO
IFSC Code BARB0VJMGRO belongs to Bank Of Baroda branch M G Road located in Eranakulam, Ernakulam, Kerala.
Branch Information
- IFSC Code: BARB0VJMGRO
- Bank: Bank Of Baroda
- Branch: M G Road
- Address: P B NO 1722 57 2143 JOS ANNEXE M G ROAD ERNAKULAM 682016
- City: Eranakulam
- District: Ernakulam
- State: Kerala
- Pincode: 682016
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available