IFSC Code BDBL0001263 - Bandhan Bank Limited Melagarh
MELAGHAR BAZAR DIST - SEPHIJALA TRIPURA PIN - 799115
Quick Info
IFSC: BDBL0001263
Pincode: 799115
District: West Tripura
Status: Active
About Bandhan Bank Limited Melagarh
IFSC Code BDBL0001263 belongs to Bandhan Bank Limited Melagarh branch located in Melagarh, West Tripura, Tripura. This branch serves customers in Melagarh, West Tripura, Tripura and surrounding areas.
Understanding IFSC Code BDBL0001263
The IFSC (Indian Financial System Code) BDBL0001263 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BDBL): Bank code identifying Bandhan Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001263): Unique branch identifier for Melagarh
Electronic Fund Transfer Services
IFSC Code BDBL0001263 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bandhan Bank Limited Melagarh branch is located at MELAGHAR BAZAR DIST - SEPHIJALA TRIPURA PIN - 799115 (Pincode: 799115) in Melagarh, West Tripura, Tripura. This location serves customers in Melagarh, West Tripura, Tripura and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BDBL0001263 to ensure the transaction is routed correctly.
How to Use IFSC Code BDBL0001263
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BDBL0001263 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bandhan Bank Limited Branches
If you're looking for other Bandhan Bank Limited branches in Melagarh, West Tripura, Tripura or nearby areas, use our Bandhan Bank Limited branch finder. You can search by city, district, or state to find all Bandhan Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BDBL0001263 |
| Bank Name: | Bandhan Bank Limited |
| Branch Name: | Melagarh |
| Address: | MELAGHAR BAZAR DIST - SEPHIJALA TRIPURA PIN - 799115 |
| City: | Melagarh |
| District: | West Tripura |
| State: | Tripura |
| Pincode: | 799115 |
Payment Services Available
Bandhan Bank Limited Melagarh Branch IFSC Code BDBL0001263 — Complete Banking Guide for Melagarh, Tripura
IFSC code BDBL0001263 belongs to the Melagarh branch of Bandhan Bank Limited in Melagarh, West Tripura district, Tripura. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BDBL0001263 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bandhan Bank Limited, Melagarh Branch
The Melagarh branch of Bandhan Bank Limited in Melagarh, Tripura serves retail and corporate customers in West Tripura district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BDBL0001263 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BDBL0001263
Four primary digital payment rails use IFSC BDBL0001263 for transfers to Bandhan Bank Limited, Melagarh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BDBL0001263 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Melagarh branch of Bandhan Bank Limited in Melagarh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BDBL0001263 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BDBL0001263 Before Transferring
Before initiating any high-value transfer to IFSC BDBL0001263, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bandhan Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bandhan Bank Limited Melagarh, Melagarh IFSC
What is the IFSC of Bandhan Bank Limited Melagarh in Melagarh?
The IFSC of Bandhan Bank Limited, Melagarh branch in Melagarh, Tripura is BDBL0001263. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BDBL0001263?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BDBL0001263 to route funds to Bandhan Bank Limited, Melagarh, Melagarh.
Who assigns IFSC codes like BDBL0001263?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bandhan Bank Limited applied for the IFSC for its Melagarh branch in Melagarh, and RBI issued BDBL0001263 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BDBL0001263 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BDBL0001263 at Bandhan Bank Limited, Melagarh, Melagarh. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BDBL0001263.
About IFSC Code BDBL0001263
IFSC Code BDBL0001263 belongs to Bandhan Bank Limited branch Melagarh located in Melagarh, West Tripura, Tripura.
Branch Information
- IFSC Code: BDBL0001263
- Bank: Bandhan Bank Limited
- Branch: Melagarh
- Address: MELAGHAR BAZAR DIST - SEPHIJALA TRIPURA PIN - 799115
- City: Melagarh
- District: West Tripura
- State: Tripura
- Pincode: 799115
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available