IFSC Code BDBL0001285 - Bandhan Bank Limited Ballia
KADAM CHAURAHA SATRI SARAY DIST. BALLIA UTTAR PRADESH PIN - 277001
Quick Info
IFSC: BDBL0001285
Pincode: 277001
District: Ballia
Status: Active
About Bandhan Bank Limited Ballia
IFSC Code BDBL0001285 belongs to Bandhan Bank Limited Ballia branch located in Ballia, Ballia, Uttar Pradesh. This branch serves customers in Ballia, Ballia, Uttar Pradesh and surrounding areas.
Understanding IFSC Code BDBL0001285
The IFSC (Indian Financial System Code) BDBL0001285 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BDBL): Bank code identifying Bandhan Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001285): Unique branch identifier for Ballia
Electronic Fund Transfer Services
IFSC Code BDBL0001285 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bandhan Bank Limited Ballia branch is located at KADAM CHAURAHA SATRI SARAY DIST. BALLIA UTTAR PRADESH PIN - 277001 (Pincode: 277001) in Ballia, Ballia, Uttar Pradesh. This location serves customers in Ballia, Ballia, Uttar Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BDBL0001285 to ensure the transaction is routed correctly.
How to Use IFSC Code BDBL0001285
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BDBL0001285 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bandhan Bank Limited Branches
If you're looking for other Bandhan Bank Limited branches in Ballia, Ballia, Uttar Pradesh or nearby areas, use our Bandhan Bank Limited branch finder. You can search by city, district, or state to find all Bandhan Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BDBL0001285 |
| Bank Name: | Bandhan Bank Limited |
| Branch Name: | Ballia |
| Address: | KADAM CHAURAHA SATRI SARAY DIST. BALLIA UTTAR PRADESH PIN - 277001 |
| City: | Ballia |
| District: | Ballia |
| State: | Uttar Pradesh |
| Pincode: | 277001 |
Payment Services Available
Bandhan Bank Limited Ballia Branch IFSC Code BDBL0001285 — Complete Banking Guide for Ballia, Uttar Pradesh
IFSC code BDBL0001285 belongs to the Ballia branch of Bandhan Bank Limited in Ballia, Ballia district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BDBL0001285 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bandhan Bank Limited, Ballia Branch
The Ballia branch of Bandhan Bank Limited in Ballia, Uttar Pradesh serves retail and corporate customers in Ballia district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BDBL0001285 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BDBL0001285
Four primary digital payment rails use IFSC BDBL0001285 for transfers to Bandhan Bank Limited, Ballia: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BDBL0001285 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ballia branch of Bandhan Bank Limited in Ballia carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BDBL0001285 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BDBL0001285 Before Transferring
Before initiating any high-value transfer to IFSC BDBL0001285, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bandhan Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bandhan Bank Limited Ballia, Ballia IFSC
What is the IFSC of Bandhan Bank Limited Ballia in Ballia?
The IFSC of Bandhan Bank Limited, Ballia branch in Ballia, Uttar Pradesh is BDBL0001285. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BDBL0001285?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BDBL0001285 to route funds to Bandhan Bank Limited, Ballia, Ballia.
Who assigns IFSC codes like BDBL0001285?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bandhan Bank Limited applied for the IFSC for its Ballia branch in Ballia, and RBI issued BDBL0001285 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BDBL0001285 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BDBL0001285 at Bandhan Bank Limited, Ballia, Ballia. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BDBL0001285.
About IFSC Code BDBL0001285
IFSC Code BDBL0001285 belongs to Bandhan Bank Limited branch Ballia located in Ballia, Ballia, Uttar Pradesh.
Branch Information
- IFSC Code: BDBL0001285
- Bank: Bandhan Bank Limited
- Branch: Ballia
- Address: KADAM CHAURAHA SATRI SARAY DIST. BALLIA UTTAR PRADESH PIN - 277001
- City: Ballia
- District: Ballia
- State: Uttar Pradesh
- Pincode: 277001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available