IFSC Code BDBL0001748 - Bandhan Bank Limited Jhargram
RAGHUNATHPUR MAIN ROAD PS-JHARGRAM WEST BENGAL PIN-721507
Quick Info
IFSC: BDBL0001748
Pincode: 721507
District: West Midnapore
Status: Active
About Bandhan Bank Limited Jhargram
IFSC Code BDBL0001748 belongs to Bandhan Bank Limited Jhargram branch located in Jhargram, West Midnapore, West Bengal. This branch serves customers in Jhargram, West Midnapore, West Bengal and surrounding areas.
Understanding IFSC Code BDBL0001748
The IFSC (Indian Financial System Code) BDBL0001748 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BDBL): Bank code identifying Bandhan Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001748): Unique branch identifier for Jhargram
Electronic Fund Transfer Services
IFSC Code BDBL0001748 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bandhan Bank Limited Jhargram branch is located at RAGHUNATHPUR MAIN ROAD PS-JHARGRAM WEST BENGAL PIN-721507 (Pincode: 721507) in Jhargram, West Midnapore, West Bengal. This location serves customers in Jhargram, West Midnapore, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BDBL0001748 to ensure the transaction is routed correctly.
How to Use IFSC Code BDBL0001748
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BDBL0001748 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bandhan Bank Limited Branches
If you're looking for other Bandhan Bank Limited branches in Jhargram, West Midnapore, West Bengal or nearby areas, use our Bandhan Bank Limited branch finder. You can search by city, district, or state to find all Bandhan Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BDBL0001748 |
| Bank Name: | Bandhan Bank Limited |
| Branch Name: | Jhargram |
| Address: | RAGHUNATHPUR MAIN ROAD PS-JHARGRAM WEST BENGAL PIN-721507 |
| City: | Jhargram |
| District: | West Midnapore |
| State: | West Bengal |
| Pincode: | 721507 |
Payment Services Available
Bandhan Bank Limited Jhargram Branch IFSC Code BDBL0001748 — Complete Banking Guide for Jhargram, West Bengal
IFSC code BDBL0001748 belongs to the Jhargram branch of Bandhan Bank Limited in Jhargram, West Midnapore district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BDBL0001748 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bandhan Bank Limited, Jhargram Branch
The Jhargram branch of Bandhan Bank Limited in Jhargram, West Bengal serves retail and corporate customers in West Midnapore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BDBL0001748 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BDBL0001748
Four primary digital payment rails use IFSC BDBL0001748 for transfers to Bandhan Bank Limited, Jhargram: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BDBL0001748 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Jhargram branch of Bandhan Bank Limited in Jhargram carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BDBL0001748 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BDBL0001748 Before Transferring
Before initiating any high-value transfer to IFSC BDBL0001748, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bandhan Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bandhan Bank Limited Jhargram, Jhargram IFSC
What is the IFSC of Bandhan Bank Limited Jhargram in Jhargram?
The IFSC of Bandhan Bank Limited, Jhargram branch in Jhargram, West Bengal is BDBL0001748. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BDBL0001748?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BDBL0001748 to route funds to Bandhan Bank Limited, Jhargram, Jhargram.
Who assigns IFSC codes like BDBL0001748?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bandhan Bank Limited applied for the IFSC for its Jhargram branch in Jhargram, and RBI issued BDBL0001748 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BDBL0001748 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BDBL0001748 at Bandhan Bank Limited, Jhargram, Jhargram. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BDBL0001748.
About IFSC Code BDBL0001748
IFSC Code BDBL0001748 belongs to Bandhan Bank Limited branch Jhargram located in Jhargram, West Midnapore, West Bengal.
Branch Information
- IFSC Code: BDBL0001748
- Bank: Bandhan Bank Limited
- Branch: Jhargram
- Address: RAGHUNATHPUR MAIN ROAD PS-JHARGRAM WEST BENGAL PIN-721507
- City: Jhargram
- District: West Midnapore
- State: West Bengal
- Pincode: 721507
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available