IFSC Code BDBL0001790 - Bandhan Bank Limited Kottayam
GROUND FLOOR CENTURY TOWERS NEAR YWCA M C ROAD KOTTAYAM KERALA-686 001
Quick Info
IFSC: BDBL0001790
Pincode: 686001
District: Kottayam
Status: Active
About Bandhan Bank Limited Kottayam
IFSC Code BDBL0001790 belongs to Bandhan Bank Limited Kottayam branch located in Kottayam, Kottayam, Kerala. This branch serves customers in Kottayam, Kottayam, Kerala and surrounding areas.
Understanding IFSC Code BDBL0001790
The IFSC (Indian Financial System Code) BDBL0001790 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BDBL): Bank code identifying Bandhan Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001790): Unique branch identifier for Kottayam
Electronic Fund Transfer Services
IFSC Code BDBL0001790 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bandhan Bank Limited Kottayam branch is located at GROUND FLOOR CENTURY TOWERS NEAR YWCA M C ROAD KOTTAYAM KERALA-686 001 (Pincode: 686001) in Kottayam, Kottayam, Kerala. This location serves customers in Kottayam, Kottayam, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BDBL0001790 to ensure the transaction is routed correctly.
How to Use IFSC Code BDBL0001790
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BDBL0001790 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bandhan Bank Limited Branches
If you're looking for other Bandhan Bank Limited branches in Kottayam, Kottayam, Kerala or nearby areas, use our Bandhan Bank Limited branch finder. You can search by city, district, or state to find all Bandhan Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BDBL0001790 |
| Bank Name: | Bandhan Bank Limited |
| Branch Name: | Kottayam |
| Address: | GROUND FLOOR CENTURY TOWERS NEAR YWCA M C ROAD KOTTAYAM KERALA-686 001 |
| City: | Kottayam |
| District: | Kottayam |
| State: | Kerala |
| Pincode: | 686001 |
Payment Services Available
Bandhan Bank Limited Kottayam Branch IFSC Code BDBL0001790 — Complete Banking Guide for Kottayam, Kerala
IFSC code BDBL0001790 belongs to the Kottayam branch of Bandhan Bank Limited in Kottayam, Kottayam district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BDBL0001790 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bandhan Bank Limited, Kottayam Branch
The Kottayam branch of Bandhan Bank Limited in Kottayam, Kerala serves retail and corporate customers in Kottayam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BDBL0001790 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BDBL0001790
Four primary digital payment rails use IFSC BDBL0001790 for transfers to Bandhan Bank Limited, Kottayam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BDBL0001790 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kottayam branch of Bandhan Bank Limited in Kottayam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BDBL0001790 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BDBL0001790 Before Transferring
Before initiating any high-value transfer to IFSC BDBL0001790, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bandhan Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bandhan Bank Limited Kottayam, Kottayam IFSC
What is the IFSC of Bandhan Bank Limited Kottayam in Kottayam?
The IFSC of Bandhan Bank Limited, Kottayam branch in Kottayam, Kerala is BDBL0001790. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BDBL0001790?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BDBL0001790 to route funds to Bandhan Bank Limited, Kottayam, Kottayam.
Who assigns IFSC codes like BDBL0001790?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bandhan Bank Limited applied for the IFSC for its Kottayam branch in Kottayam, and RBI issued BDBL0001790 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BDBL0001790 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BDBL0001790 at Bandhan Bank Limited, Kottayam, Kottayam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BDBL0001790.
About IFSC Code BDBL0001790
IFSC Code BDBL0001790 belongs to Bandhan Bank Limited branch Kottayam located in Kottayam, Kottayam, Kerala.
Branch Information
- IFSC Code: BDBL0001790
- Bank: Bandhan Bank Limited
- Branch: Kottayam
- Address: GROUND FLOOR CENTURY TOWERS NEAR YWCA M C ROAD KOTTAYAM KERALA-686 001
- City: Kottayam
- District: Kottayam
- State: Kerala
- Pincode: 686001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available