IFSC Code BKID0004397 - Bank Of India Katwa Branch
CITY PALACECIRCUS MAIDANSTATION ROADPO KATWADIST BURDWANPIN 713130WEST BENGAL
Quick Info
IFSC: BKID0004397
District: KATWA
Status: Active
About Bank Of India Katwa Branch
IFSC Code BKID0004397 belongs to Bank Of India Katwa Branch branch located in Katwa, Katwa, West Bengal. This branch serves customers in Katwa, Katwa, West Bengal and surrounding areas.
Understanding IFSC Code BKID0004397
The IFSC (Indian Financial System Code) BKID0004397 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BKID): Bank code identifying Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004397): Unique branch identifier for Katwa Branch
Electronic Fund Transfer Services
IFSC Code BKID0004397 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of India Katwa Branch branch is located at CITY PALACECIRCUS MAIDANSTATION ROADPO KATWADIST BURDWANPIN 713130WEST BENGAL in Katwa, Katwa, West Bengal. This location serves customers in Katwa, Katwa, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BKID0004397 to ensure the transaction is routed correctly.
How to Use IFSC Code BKID0004397
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BKID0004397 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of India Branches
If you're looking for other Bank Of India branches in Katwa, Katwa, West Bengal or nearby areas, use our Bank Of India branch finder. You can search by city, district, or state to find all Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BKID0004397 |
| Bank Name: | Bank Of India |
| Branch Name: | Katwa Branch |
| Address: | CITY PALACECIRCUS MAIDANSTATION ROADPO KATWADIST BURDWANPIN 713130WEST BENGAL |
| City: | Katwa |
| District: | Katwa |
| State: | West Bengal |
Payment Services Available
Bank Of India Katwa Branch Branch IFSC Code BKID0004397 — Complete Banking Guide for Katwa, West Bengal
IFSC code BKID0004397 belongs to the Katwa Branch branch of Bank Of India in Katwa, Katwa district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BKID0004397 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of India, Katwa Branch Branch
The Katwa Branch branch of Bank Of India in Katwa, West Bengal serves retail and corporate customers in Katwa district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BKID0004397 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BKID0004397
Four primary digital payment rails use IFSC BKID0004397 for transfers to Bank Of India, Katwa Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BKID0004397 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Katwa Branch branch of Bank Of India in Katwa carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BKID0004397 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BKID0004397 Before Transferring
Before initiating any high-value transfer to IFSC BKID0004397, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of India Katwa Branch, Katwa IFSC
What is the IFSC of Bank Of India Katwa Branch in Katwa?
The IFSC of Bank Of India, Katwa Branch branch in Katwa, West Bengal is BKID0004397. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BKID0004397?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BKID0004397 to route funds to Bank Of India, Katwa Branch, Katwa.
Who assigns IFSC codes like BKID0004397?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of India applied for the IFSC for its Katwa Branch branch in Katwa, and RBI issued BKID0004397 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BKID0004397 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BKID0004397 at Bank Of India, Katwa Branch, Katwa. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BKID0004397.
About IFSC Code BKID0004397
IFSC Code BKID0004397 belongs to Bank Of India branch Katwa Branch located in Katwa, Katwa, West Bengal.
Branch Information
- IFSC Code: BKID0004397
- Bank: Bank Of India
- Branch: Katwa Branch
- Address: CITY PALACECIRCUS MAIDANSTATION ROADPO KATWADIST BURDWANPIN 713130WEST BENGAL
- City: Katwa
- District: Katwa
- State: West Bengal
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available