IFSC Code BKID0004861 - Bank Of India Bihar Shariff
AT RAMCHANDRAPURPOBIHAR SHARIFF
Quick Info
IFSC: BKID0004861
District: BIHAR SHARIF
Status: Active
About Bank Of India Bihar Shariff
IFSC Code BKID0004861 belongs to Bank Of India Bihar Shariff branch located in Bihar Sharif, Bihar Sharif, Bihar. This branch serves customers in Bihar Sharif, Bihar Sharif, Bihar and surrounding areas.
Understanding IFSC Code BKID0004861
The IFSC (Indian Financial System Code) BKID0004861 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BKID): Bank code identifying Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004861): Unique branch identifier for Bihar Shariff
Electronic Fund Transfer Services
IFSC Code BKID0004861 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of India Bihar Shariff branch is located at AT RAMCHANDRAPURPOBIHAR SHARIFF in Bihar Sharif, Bihar Sharif, Bihar. This location serves customers in Bihar Sharif, Bihar Sharif, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BKID0004861 to ensure the transaction is routed correctly.
How to Use IFSC Code BKID0004861
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BKID0004861 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of India Branches
If you're looking for other Bank Of India branches in Bihar Sharif, Bihar Sharif, Bihar or nearby areas, use our Bank Of India branch finder. You can search by city, district, or state to find all Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BKID0004861 |
| Bank Name: | Bank Of India |
| Branch Name: | Bihar Shariff |
| Address: | AT RAMCHANDRAPURPOBIHAR SHARIFF |
| City: | Bihar Sharif |
| District: | Bihar Sharif |
| State: | Bihar |
Payment Services Available
Bank Of India Bihar Shariff Branch IFSC Code BKID0004861 — Complete Banking Guide for Bihar Sharif, Bihar
IFSC code BKID0004861 belongs to the Bihar Shariff branch of Bank Of India in Bihar Sharif, Bihar Sharif district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BKID0004861 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of India, Bihar Shariff Branch
The Bihar Shariff branch of Bank Of India in Bihar Sharif, Bihar serves retail and corporate customers in Bihar Sharif district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BKID0004861 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BKID0004861
Four primary digital payment rails use IFSC BKID0004861 for transfers to Bank Of India, Bihar Shariff: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BKID0004861 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bihar Shariff branch of Bank Of India in Bihar Sharif carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BKID0004861 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BKID0004861 Before Transferring
Before initiating any high-value transfer to IFSC BKID0004861, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of India Bihar Shariff, Bihar Sharif IFSC
What is the IFSC of Bank Of India Bihar Shariff in Bihar Sharif?
The IFSC of Bank Of India, Bihar Shariff branch in Bihar Sharif, Bihar is BKID0004861. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BKID0004861?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BKID0004861 to route funds to Bank Of India, Bihar Shariff, Bihar Sharif.
Who assigns IFSC codes like BKID0004861?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of India applied for the IFSC for its Bihar Shariff branch in Bihar Sharif, and RBI issued BKID0004861 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BKID0004861 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BKID0004861 at Bank Of India, Bihar Shariff, Bihar Sharif. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BKID0004861.
About IFSC Code BKID0004861
IFSC Code BKID0004861 belongs to Bank Of India branch Bihar Shariff located in Bihar Sharif, Bihar Sharif, Bihar.
Branch Information
- IFSC Code: BKID0004861
- Bank: Bank Of India
- Branch: Bihar Shariff
- Address: AT RAMCHANDRAPURPOBIHAR SHARIFF
- City: Bihar Sharif
- District: Bihar Sharif
- State: Bihar
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available