IFSC Code BKID0005366 - Bank Of India Charampa
AT-DAHANIGADIA CHARAMPA ROAD PO-CHARAMPA DIST-BHADRAK PIN-756101
Quick Info
IFSC: BKID0005366
Pincode: 756101
District: Bhadrak
Status: Active
About Bank Of India Charampa
IFSC Code BKID0005366 belongs to Bank Of India Charampa branch located in Charampa, Bhadrak, Odisha. This branch serves customers in Charampa, Bhadrak, Odisha and surrounding areas.
Understanding IFSC Code BKID0005366
The IFSC (Indian Financial System Code) BKID0005366 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BKID): Bank code identifying Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (005366): Unique branch identifier for Charampa
Electronic Fund Transfer Services
IFSC Code BKID0005366 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of India Charampa branch is located at AT-DAHANIGADIA CHARAMPA ROAD PO-CHARAMPA DIST-BHADRAK PIN-756101 (Pincode: 756101) in Charampa, Bhadrak, Odisha. This location serves customers in Charampa, Bhadrak, Odisha and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BKID0005366 to ensure the transaction is routed correctly.
How to Use IFSC Code BKID0005366
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BKID0005366 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of India Branches
If you're looking for other Bank Of India branches in Charampa, Bhadrak, Odisha or nearby areas, use our Bank Of India branch finder. You can search by city, district, or state to find all Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BKID0005366 |
| Bank Name: | Bank Of India |
| Branch Name: | Charampa |
| Address: | AT-DAHANIGADIA CHARAMPA ROAD PO-CHARAMPA DIST-BHADRAK PIN-756101 |
| City: | Charampa |
| District: | Bhadrak |
| State: | Odisha |
| Pincode: | 756101 |
Payment Services Available
Bank Of India Charampa Branch IFSC Code BKID0005366 — Complete Banking Guide for Charampa, Odisha
IFSC code BKID0005366 belongs to the Charampa branch of Bank Of India in Charampa, Bhadrak district, Odisha. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BKID0005366 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of India, Charampa Branch
The Charampa branch of Bank Of India in Charampa, Odisha serves retail and corporate customers in Bhadrak district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BKID0005366 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BKID0005366
Four primary digital payment rails use IFSC BKID0005366 for transfers to Bank Of India, Charampa: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BKID0005366 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Charampa branch of Bank Of India in Charampa carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BKID0005366 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BKID0005366 Before Transferring
Before initiating any high-value transfer to IFSC BKID0005366, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of India Charampa, Charampa IFSC
What is the IFSC of Bank Of India Charampa in Charampa?
The IFSC of Bank Of India, Charampa branch in Charampa, Odisha is BKID0005366. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BKID0005366?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BKID0005366 to route funds to Bank Of India, Charampa, Charampa.
Who assigns IFSC codes like BKID0005366?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of India applied for the IFSC for its Charampa branch in Charampa, and RBI issued BKID0005366 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BKID0005366 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BKID0005366 at Bank Of India, Charampa, Charampa. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BKID0005366.
About IFSC Code BKID0005366
IFSC Code BKID0005366 belongs to Bank Of India branch Charampa located in Charampa, Bhadrak, Odisha.
Branch Information
- IFSC Code: BKID0005366
- Bank: Bank Of India
- Branch: Charampa
- Address: AT-DAHANIGADIA CHARAMPA ROAD PO-CHARAMPA DIST-BHADRAK PIN-756101
- City: Charampa
- District: Bhadrak
- State: Odisha
- Pincode: 756101
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available