IFSC Code BKID0009390 - Bank Of India Sakti
WARD NO -16 PLOT NO 22/7 SUNIL TRADER STATION ROAD OPP PNB BANK
Quick Info
IFSC: BKID0009390
District: SAKTI
Status: Active
About Bank Of India Sakti
IFSC Code BKID0009390 belongs to Bank Of India Sakti branch located in Sakti, Sakti, Chandigarh. This branch serves customers in Sakti, Sakti, Chandigarh and surrounding areas.
Understanding IFSC Code BKID0009390
The IFSC (Indian Financial System Code) BKID0009390 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BKID): Bank code identifying Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (009390): Unique branch identifier for Sakti
Electronic Fund Transfer Services
IFSC Code BKID0009390 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of India Sakti branch is located at WARD NO -16 PLOT NO 22/7 SUNIL TRADER STATION ROAD OPP PNB BANK in Sakti, Sakti, Chandigarh. This location serves customers in Sakti, Sakti, Chandigarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BKID0009390 to ensure the transaction is routed correctly.
How to Use IFSC Code BKID0009390
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BKID0009390 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of India Branches
If you're looking for other Bank Of India branches in Sakti, Sakti, Chandigarh or nearby areas, use our Bank Of India branch finder. You can search by city, district, or state to find all Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BKID0009390 |
| Bank Name: | Bank Of India |
| Branch Name: | Sakti |
| Address: | WARD NO -16 PLOT NO 22/7 SUNIL TRADER STATION ROAD OPP PNB BANK |
| City: | Sakti |
| District: | Sakti |
| State: | Chandigarh |
Payment Services Available
Bank Of India Sakti Branch IFSC Code BKID0009390 — Complete Banking Guide for Sakti, Chandigarh
IFSC code BKID0009390 belongs to the Sakti branch of Bank Of India in Sakti, Sakti district, Chandigarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BKID0009390 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of India, Sakti Branch
The Sakti branch of Bank Of India in Sakti, Chandigarh serves retail and corporate customers in Sakti district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BKID0009390 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BKID0009390
Four primary digital payment rails use IFSC BKID0009390 for transfers to Bank Of India, Sakti: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BKID0009390 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Sakti branch of Bank Of India in Sakti carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BKID0009390 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BKID0009390 Before Transferring
Before initiating any high-value transfer to IFSC BKID0009390, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of India Sakti, Sakti IFSC
What is the IFSC of Bank Of India Sakti in Sakti?
The IFSC of Bank Of India, Sakti branch in Sakti, Chandigarh is BKID0009390. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BKID0009390?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BKID0009390 to route funds to Bank Of India, Sakti, Sakti.
Who assigns IFSC codes like BKID0009390?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of India applied for the IFSC for its Sakti branch in Sakti, and RBI issued BKID0009390 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BKID0009390 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BKID0009390 at Bank Of India, Sakti, Sakti. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BKID0009390.
About IFSC Code BKID0009390
IFSC Code BKID0009390 belongs to Bank Of India branch Sakti located in Sakti, Sakti, Chandigarh.
Branch Information
- IFSC Code: BKID0009390
- Bank: Bank Of India
- Branch: Sakti
- Address: WARD NO -16 PLOT NO 22/7 SUNIL TRADER STATION ROAD OPP PNB BANK
- City: Sakti
- District: Sakti
- State: Chandigarh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available