IFSC Code BOFA0BG3978 - Bank Of America Bangalore Branch
SALARPURIA WINDSOR 5TH FLOOR B-WING NO-3 ULSOOR ROAD BANGALORE 560042
Quick Info
IFSC: BOFA0BG3978
Pincode: 560042
District: Bangalore
Status: Active
About Bank Of America Bangalore Branch
IFSC Code BOFA0BG3978 belongs to Bank Of America Bangalore Branch branch located in Bangalore, Bangalore, Karnataka. This branch serves customers in Bangalore, Bangalore, Karnataka and surrounding areas.
Understanding IFSC Code BOFA0BG3978
The IFSC (Indian Financial System Code) BOFA0BG3978 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (BOFA): Bank code identifying Bank Of America
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (BG3978): Unique branch identifier for Bangalore Branch
Electronic Fund Transfer Services
IFSC Code BOFA0BG3978 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Bank Of America Bangalore Branch branch is located at SALARPURIA WINDSOR 5TH FLOOR B-WING NO-3 ULSOOR ROAD BANGALORE 560042 (Pincode: 560042) in Bangalore, Bangalore, Karnataka. This location serves customers in Bangalore, Bangalore, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code BOFA0BG3978 to ensure the transaction is routed correctly.
How to Use IFSC Code BOFA0BG3978
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: BOFA0BG3978 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Bank Of America Branches
If you're looking for other Bank Of America branches in Bangalore, Bangalore, Karnataka or nearby areas, use our Bank Of America branch finder. You can search by city, district, or state to find all Bank Of America branches with their respective IFSC codes.
Branch Details
| IFSC Code: | BOFA0BG3978 |
| Bank Name: | Bank Of America |
| Branch Name: | Bangalore Branch |
| Address: | SALARPURIA WINDSOR 5TH FLOOR B-WING NO-3 ULSOOR ROAD BANGALORE 560042 |
| City: | Bangalore |
| District: | Bangalore |
| State: | Karnataka |
| Pincode: | 560042 |
Payment Services Available
Bank Of America Bangalore Branch Branch IFSC Code BOFA0BG3978 — Complete Banking Guide for Bangalore, Karnataka
IFSC code BOFA0BG3978 belongs to the Bangalore Branch branch of Bank Of America in Bangalore, Bangalore district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC BOFA0BG3978 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Bank Of America, Bangalore Branch Branch
The Bangalore Branch branch of Bank Of America in Bangalore, Karnataka serves retail and corporate customers in Bangalore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC BOFA0BG3978 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC BOFA0BG3978
Four primary digital payment rails use IFSC BOFA0BG3978 for transfers to Bank Of America, Bangalore Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC BOFA0BG3978 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bangalore Branch branch of Bank Of America in Bangalore carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC BOFA0BG3978 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC BOFA0BG3978 Before Transferring
Before initiating any high-value transfer to IFSC BOFA0BG3978, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Bank Of America's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Bank Of America Bangalore Branch, Bangalore IFSC
What is the IFSC of Bank Of America Bangalore Branch in Bangalore?
The IFSC of Bank Of America, Bangalore Branch branch in Bangalore, Karnataka is BOFA0BG3978. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC BOFA0BG3978?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC BOFA0BG3978 to route funds to Bank Of America, Bangalore Branch, Bangalore.
Who assigns IFSC codes like BOFA0BG3978?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Bank Of America applied for the IFSC for its Bangalore Branch branch in Bangalore, and RBI issued BOFA0BG3978 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC BOFA0BG3978 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC BOFA0BG3978 at Bank Of America, Bangalore Branch, Bangalore. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC BOFA0BG3978.
About IFSC Code BOFA0BG3978
IFSC Code BOFA0BG3978 belongs to Bank Of America branch Bangalore Branch located in Bangalore, Bangalore, Karnataka.
Branch Information
- IFSC Code: BOFA0BG3978
- Bank: Bank Of America
- Branch: Bangalore Branch
- Address: SALARPURIA WINDSOR 5TH FLOOR B-WING NO-3 ULSOOR ROAD BANGALORE 560042
- City: Bangalore
- District: Bangalore
- State: Karnataka
- Pincode: 560042
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available