IFSC Code CBIN0280720 - Central Bank Of India Branch
HOUSE NO. E-378 P.O. DIVAR PIEDADE ILHAS DIST- NORTH GOA GOA- 403403
Quick Info
IFSC: CBIN0280720
Pincode: 403403
District: North Goa
Status: Active
About Central Bank Of India Branch
IFSC Code CBIN0280720 belongs to Central Bank Of India Branch branch located in Old Goa, North Goa, Goa. This branch serves customers in Old Goa, North Goa, Goa and surrounding areas.
Understanding IFSC Code CBIN0280720
The IFSC (Indian Financial System Code) CBIN0280720 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CBIN): Bank code identifying Central Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (280720): Unique branch identifier for Branch
Electronic Fund Transfer Services
IFSC Code CBIN0280720 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Central Bank Of India Branch branch is located at HOUSE NO. E-378 P.O. DIVAR PIEDADE ILHAS DIST- NORTH GOA GOA- 403403 (Pincode: 403403) in Old Goa, North Goa, Goa. This location serves customers in Old Goa, North Goa, Goa and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CBIN0280720 to ensure the transaction is routed correctly.
How to Use IFSC Code CBIN0280720
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CBIN0280720 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Central Bank Of India Branches
If you're looking for other Central Bank Of India branches in Old Goa, North Goa, Goa or nearby areas, use our Central Bank Of India branch finder. You can search by city, district, or state to find all Central Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CBIN0280720 |
| Bank Name: | Central Bank Of India |
| Branch Name: | Branch |
| Address: | HOUSE NO. E-378 P.O. DIVAR PIEDADE ILHAS DIST- NORTH GOA GOA- 403403 |
| City: | Old Goa |
| District: | North Goa |
| State: | Goa |
| Pincode: | 403403 |
Payment Services Available
Central Bank Of India Branch Branch IFSC Code CBIN0280720 — Complete Banking Guide for Old Goa, Goa
IFSC code CBIN0280720 belongs to the Branch branch of Central Bank Of India in Old Goa, North Goa district, Goa. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CBIN0280720 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Central Bank Of India, Branch Branch
The Branch branch of Central Bank Of India in Old Goa, Goa serves retail and corporate customers in North Goa district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CBIN0280720 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CBIN0280720
Four primary digital payment rails use IFSC CBIN0280720 for transfers to Central Bank Of India, Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CBIN0280720 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Branch branch of Central Bank Of India in Old Goa carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CBIN0280720 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CBIN0280720 Before Transferring
Before initiating any high-value transfer to IFSC CBIN0280720, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Central Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Central Bank Of India Branch, Old Goa IFSC
What is the IFSC of Central Bank Of India Branch in Old Goa?
The IFSC of Central Bank Of India, Branch branch in Old Goa, Goa is CBIN0280720. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CBIN0280720?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CBIN0280720 to route funds to Central Bank Of India, Branch, Old Goa.
Who assigns IFSC codes like CBIN0280720?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Central Bank Of India applied for the IFSC for its Branch branch in Old Goa, and RBI issued CBIN0280720 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CBIN0280720 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CBIN0280720 at Central Bank Of India, Branch, Old Goa. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CBIN0280720.
About IFSC Code CBIN0280720
IFSC Code CBIN0280720 belongs to Central Bank Of India branch Branch located in Old Goa, North Goa, Goa.
Branch Information
- IFSC Code: CBIN0280720
- Bank: Central Bank Of India
- Branch: Branch
- Address: HOUSE NO. E-378 P.O. DIVAR PIEDADE ILHAS DIST- NORTH GOA GOA- 403403
- City: Old Goa
- District: North Goa
- State: Goa
- Pincode: 403403
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available