IFSC Code CBIN0281630 - Central Bank Of India Garhwa Road
AT GARWHA ROAD P.O. REHLA DIST- GARHWA JHARKHAND-822124
Quick Info
IFSC: CBIN0281630
Pincode: 822124
District: Garhwa
Status: Active
About Central Bank Of India Garhwa Road
IFSC Code CBIN0281630 belongs to Central Bank Of India Garhwa Road branch located in Garhwa, Garhwa, Jharkhand. This branch serves customers in Garhwa, Garhwa, Jharkhand and surrounding areas.
Understanding IFSC Code CBIN0281630
The IFSC (Indian Financial System Code) CBIN0281630 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CBIN): Bank code identifying Central Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (281630): Unique branch identifier for Garhwa Road
Electronic Fund Transfer Services
IFSC Code CBIN0281630 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Central Bank Of India Garhwa Road branch is located at AT GARWHA ROAD P.O. REHLA DIST- GARHWA JHARKHAND-822124 (Pincode: 822124) in Garhwa, Garhwa, Jharkhand. This location serves customers in Garhwa, Garhwa, Jharkhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CBIN0281630 to ensure the transaction is routed correctly.
How to Use IFSC Code CBIN0281630
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CBIN0281630 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Central Bank Of India Branches
If you're looking for other Central Bank Of India branches in Garhwa, Garhwa, Jharkhand or nearby areas, use our Central Bank Of India branch finder. You can search by city, district, or state to find all Central Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CBIN0281630 |
| Bank Name: | Central Bank Of India |
| Branch Name: | Garhwa Road |
| Address: | AT GARWHA ROAD P.O. REHLA DIST- GARHWA JHARKHAND-822124 |
| City: | Garhwa |
| District: | Garhwa |
| State: | Jharkhand |
| Pincode: | 822124 |
Payment Services Available
Central Bank Of India Garhwa Road Branch IFSC Code CBIN0281630 — Complete Banking Guide for Garhwa, Jharkhand
IFSC code CBIN0281630 belongs to the Garhwa Road branch of Central Bank Of India in Garhwa, Garhwa district, Jharkhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CBIN0281630 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Central Bank Of India, Garhwa Road Branch
The Garhwa Road branch of Central Bank Of India in Garhwa, Jharkhand serves retail and corporate customers in Garhwa district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CBIN0281630 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CBIN0281630
Four primary digital payment rails use IFSC CBIN0281630 for transfers to Central Bank Of India, Garhwa Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CBIN0281630 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Garhwa Road branch of Central Bank Of India in Garhwa carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CBIN0281630 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CBIN0281630 Before Transferring
Before initiating any high-value transfer to IFSC CBIN0281630, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Central Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Central Bank Of India Garhwa Road, Garhwa IFSC
What is the IFSC of Central Bank Of India Garhwa Road in Garhwa?
The IFSC of Central Bank Of India, Garhwa Road branch in Garhwa, Jharkhand is CBIN0281630. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CBIN0281630?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CBIN0281630 to route funds to Central Bank Of India, Garhwa Road, Garhwa.
Who assigns IFSC codes like CBIN0281630?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Central Bank Of India applied for the IFSC for its Garhwa Road branch in Garhwa, and RBI issued CBIN0281630 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CBIN0281630 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CBIN0281630 at Central Bank Of India, Garhwa Road, Garhwa. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CBIN0281630.
About IFSC Code CBIN0281630
IFSC Code CBIN0281630 belongs to Central Bank Of India branch Garhwa Road located in Garhwa, Garhwa, Jharkhand.
Branch Information
- IFSC Code: CBIN0281630
- Bank: Central Bank Of India
- Branch: Garhwa Road
- Address: AT GARWHA ROAD P.O. REHLA DIST- GARHWA JHARKHAND-822124
- City: Garhwa
- District: Garhwa
- State: Jharkhand
- Pincode: 822124
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available