IFSC Code CBIN0282321 - Central Bank Of India Civil Lines Raipur
CIVIL LINES RAIPUR
Quick Info
IFSC: CBIN0282321
District: RAIPUR
Status: Active
About Central Bank Of India Civil Lines Raipur
IFSC Code CBIN0282321 belongs to Central Bank Of India Civil Lines Raipur branch located in Raipur, Raipur, Chhattisgarh. This branch serves customers in Raipur, Raipur, Chhattisgarh and surrounding areas.
Understanding IFSC Code CBIN0282321
The IFSC (Indian Financial System Code) CBIN0282321 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CBIN): Bank code identifying Central Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (282321): Unique branch identifier for Civil Lines Raipur
Electronic Fund Transfer Services
IFSC Code CBIN0282321 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Central Bank Of India Civil Lines Raipur branch is located at CIVIL LINES RAIPUR in Raipur, Raipur, Chhattisgarh. This location serves customers in Raipur, Raipur, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CBIN0282321 to ensure the transaction is routed correctly.
How to Use IFSC Code CBIN0282321
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CBIN0282321 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Central Bank Of India Branches
If you're looking for other Central Bank Of India branches in Raipur, Raipur, Chhattisgarh or nearby areas, use our Central Bank Of India branch finder. You can search by city, district, or state to find all Central Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CBIN0282321 |
| Bank Name: | Central Bank Of India |
| Branch Name: | Civil Lines Raipur |
| Address: | CIVIL LINES RAIPUR |
| City: | Raipur |
| District: | Raipur |
| State: | Chhattisgarh |
Payment Services Available
Central Bank Of India Civil Lines Raipur Branch IFSC Code CBIN0282321 — Complete Banking Guide for Raipur, Chhattisgarh
IFSC code CBIN0282321 belongs to the Civil Lines Raipur branch of Central Bank Of India in Raipur, Raipur district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CBIN0282321 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Central Bank Of India, Civil Lines Raipur Branch
The Civil Lines Raipur branch of Central Bank Of India in Raipur, Chhattisgarh serves retail and corporate customers in Raipur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CBIN0282321 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CBIN0282321
Four primary digital payment rails use IFSC CBIN0282321 for transfers to Central Bank Of India, Civil Lines Raipur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CBIN0282321 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Civil Lines Raipur branch of Central Bank Of India in Raipur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CBIN0282321 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CBIN0282321 Before Transferring
Before initiating any high-value transfer to IFSC CBIN0282321, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Central Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Central Bank Of India Civil Lines Raipur, Raipur IFSC
What is the IFSC of Central Bank Of India Civil Lines Raipur in Raipur?
The IFSC of Central Bank Of India, Civil Lines Raipur branch in Raipur, Chhattisgarh is CBIN0282321. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CBIN0282321?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CBIN0282321 to route funds to Central Bank Of India, Civil Lines Raipur, Raipur.
Who assigns IFSC codes like CBIN0282321?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Central Bank Of India applied for the IFSC for its Civil Lines Raipur branch in Raipur, and RBI issued CBIN0282321 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CBIN0282321 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CBIN0282321 at Central Bank Of India, Civil Lines Raipur, Raipur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CBIN0282321.
About IFSC Code CBIN0282321
IFSC Code CBIN0282321 belongs to Central Bank Of India branch Civil Lines Raipur located in Raipur, Raipur, Chhattisgarh.
Branch Information
- IFSC Code: CBIN0282321
- Bank: Central Bank Of India
- Branch: Civil Lines Raipur
- Address: CIVIL LINES RAIPUR
- City: Raipur
- District: Raipur
- State: Chhattisgarh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available