IFSC Code CBIN0284107 - Central Bank Of India Guruvayoor
BRAHMAPUTRA TOURIST HOME INTERLINK ROAD GURUVAYOOR TRICHUR KERALA
Quick Info
IFSC: CBIN0284107
Pincode: 680101
District: Thrissur
Status: Active
About Central Bank Of India Guruvayoor
IFSC Code CBIN0284107 belongs to Central Bank Of India Guruvayoor branch located in Guruvayur, Thrissur, Kerala. This branch serves customers in Guruvayur, Thrissur, Kerala and surrounding areas.
Understanding IFSC Code CBIN0284107
The IFSC (Indian Financial System Code) CBIN0284107 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CBIN): Bank code identifying Central Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (284107): Unique branch identifier for Guruvayoor
Electronic Fund Transfer Services
IFSC Code CBIN0284107 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Central Bank Of India Guruvayoor branch is located at BRAHMAPUTRA TOURIST HOME INTERLINK ROAD GURUVAYOOR TRICHUR KERALA (Pincode: 680101) in Guruvayur, Thrissur, Kerala. This location serves customers in Guruvayur, Thrissur, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CBIN0284107 to ensure the transaction is routed correctly.
How to Use IFSC Code CBIN0284107
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CBIN0284107 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Central Bank Of India Branches
If you're looking for other Central Bank Of India branches in Guruvayur, Thrissur, Kerala or nearby areas, use our Central Bank Of India branch finder. You can search by city, district, or state to find all Central Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CBIN0284107 |
| Bank Name: | Central Bank Of India |
| Branch Name: | Guruvayoor |
| Address: | BRAHMAPUTRA TOURIST HOME INTERLINK ROAD GURUVAYOOR TRICHUR KERALA |
| City: | Guruvayur |
| District: | Thrissur |
| State: | Kerala |
| Pincode: | 680101 |
Payment Services Available
Central Bank Of India Guruvayoor Branch IFSC Code CBIN0284107 — Complete Banking Guide for Guruvayur, Kerala
IFSC code CBIN0284107 belongs to the Guruvayoor branch of Central Bank Of India in Guruvayur, Thrissur district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CBIN0284107 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Central Bank Of India, Guruvayoor Branch
The Guruvayoor branch of Central Bank Of India in Guruvayur, Kerala serves retail and corporate customers in Thrissur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CBIN0284107 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CBIN0284107
Four primary digital payment rails use IFSC CBIN0284107 for transfers to Central Bank Of India, Guruvayoor: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CBIN0284107 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Guruvayoor branch of Central Bank Of India in Guruvayur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CBIN0284107 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CBIN0284107 Before Transferring
Before initiating any high-value transfer to IFSC CBIN0284107, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Central Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Central Bank Of India Guruvayoor, Guruvayur IFSC
What is the IFSC of Central Bank Of India Guruvayoor in Guruvayur?
The IFSC of Central Bank Of India, Guruvayoor branch in Guruvayur, Kerala is CBIN0284107. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CBIN0284107?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CBIN0284107 to route funds to Central Bank Of India, Guruvayoor, Guruvayur.
Who assigns IFSC codes like CBIN0284107?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Central Bank Of India applied for the IFSC for its Guruvayoor branch in Guruvayur, and RBI issued CBIN0284107 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CBIN0284107 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CBIN0284107 at Central Bank Of India, Guruvayoor, Guruvayur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CBIN0284107.
About IFSC Code CBIN0284107
IFSC Code CBIN0284107 belongs to Central Bank Of India branch Guruvayoor located in Guruvayur, Thrissur, Kerala.
Branch Information
- IFSC Code: CBIN0284107
- Bank: Central Bank Of India
- Branch: Guruvayoor
- Address: BRAHMAPUTRA TOURIST HOME INTERLINK ROAD GURUVAYOOR TRICHUR KERALA
- City: Guruvayur
- District: Thrissur
- State: Kerala
- Pincode: 680101
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available