IFSC Code CBIN0284396 - Central Bank Of India Banki
ADIMATA CHHHAK BANKI PIN 754008 CUTTACK ORISSA
Quick Info
IFSC: CBIN0284396
Pincode: 754008
District: Cuttack
Status: Active
About Central Bank Of India Banki
IFSC Code CBIN0284396 belongs to Central Bank Of India Banki branch located in Banki, Cuttack, Odisha. This branch serves customers in Banki, Cuttack, Odisha and surrounding areas.
Understanding IFSC Code CBIN0284396
The IFSC (Indian Financial System Code) CBIN0284396 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CBIN): Bank code identifying Central Bank Of India
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (284396): Unique branch identifier for Banki
Electronic Fund Transfer Services
IFSC Code CBIN0284396 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Central Bank Of India Banki branch is located at ADIMATA CHHHAK BANKI PIN 754008 CUTTACK ORISSA (Pincode: 754008) in Banki, Cuttack, Odisha. This location serves customers in Banki, Cuttack, Odisha and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CBIN0284396 to ensure the transaction is routed correctly.
How to Use IFSC Code CBIN0284396
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CBIN0284396 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Central Bank Of India Branches
If you're looking for other Central Bank Of India branches in Banki, Cuttack, Odisha or nearby areas, use our Central Bank Of India branch finder. You can search by city, district, or state to find all Central Bank Of India branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CBIN0284396 |
| Bank Name: | Central Bank Of India |
| Branch Name: | Banki |
| Address: | ADIMATA CHHHAK BANKI PIN 754008 CUTTACK ORISSA |
| City: | Banki |
| District: | Cuttack |
| State: | Odisha |
| Pincode: | 754008 |
Payment Services Available
Central Bank Of India Banki Branch IFSC Code CBIN0284396 — Complete Banking Guide for Banki, Odisha
IFSC code CBIN0284396 belongs to the Banki branch of Central Bank Of India in Banki, Cuttack district, Odisha. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CBIN0284396 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Central Bank Of India, Banki Branch
The Banki branch of Central Bank Of India in Banki, Odisha serves retail and corporate customers in Cuttack district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CBIN0284396 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CBIN0284396
Four primary digital payment rails use IFSC CBIN0284396 for transfers to Central Bank Of India, Banki: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CBIN0284396 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Banki branch of Central Bank Of India in Banki carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CBIN0284396 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CBIN0284396 Before Transferring
Before initiating any high-value transfer to IFSC CBIN0284396, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Central Bank Of India's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Central Bank Of India Banki, Banki IFSC
What is the IFSC of Central Bank Of India Banki in Banki?
The IFSC of Central Bank Of India, Banki branch in Banki, Odisha is CBIN0284396. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CBIN0284396?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CBIN0284396 to route funds to Central Bank Of India, Banki, Banki.
Who assigns IFSC codes like CBIN0284396?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Central Bank Of India applied for the IFSC for its Banki branch in Banki, and RBI issued CBIN0284396 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CBIN0284396 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CBIN0284396 at Central Bank Of India, Banki, Banki. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CBIN0284396.
About IFSC Code CBIN0284396
IFSC Code CBIN0284396 belongs to Central Bank Of India branch Banki located in Banki, Cuttack, Odisha.
Branch Information
- IFSC Code: CBIN0284396
- Bank: Central Bank Of India
- Branch: Banki
- Address: ADIMATA CHHHAK BANKI PIN 754008 CUTTACK ORISSA
- City: Banki
- District: Cuttack
- State: Odisha
- Pincode: 754008
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available