IFSC Code CCBL0209032 - Citizen Credit Cooperative Bank Limited Bhayandar Branch

Citizen Credit Cooperative Bank Limited Bhayandar Branch Branch IFSC Code CCBL0209032 — Complete Banking Guide for Mumbai, Maharashtra

IFSC code CCBL0209032 belongs to the Bhayandar Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, Thane district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CCBL0209032 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Citizen Credit Cooperative Bank Limited, Bhayandar Branch Branch

The Bhayandar Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, Maharashtra serves retail and corporate customers in Thane district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CCBL0209032 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC CCBL0209032

Four primary digital payment rails use IFSC CCBL0209032 for transfers to Citizen Credit Cooperative Bank Limited, Bhayandar Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CCBL0209032 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Bhayandar Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CCBL0209032 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC CCBL0209032 Before Transferring

Before initiating any high-value transfer to IFSC CCBL0209032, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Citizen Credit Cooperative Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.