IFSC Code CITI0000013 - Citi Bank Chandigarh
SCO 4-5 Sector 8C Madhya Marg Chandigarh- 160009
Quick Info
IFSC: CITI0000013
Pincode: 160009
District: Chandigarh
Status: Active
About Citi Bank Chandigarh
IFSC Code CITI0000013 belongs to Citi Bank Chandigarh branch located in Chandigarh, Chandigarh, Chandigarh. This branch serves customers in Chandigarh, Chandigarh, Chandigarh and surrounding areas.
Understanding IFSC Code CITI0000013
The IFSC (Indian Financial System Code) CITI0000013 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CITI): Bank code identifying Citi Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000013): Unique branch identifier for Chandigarh
Electronic Fund Transfer Services
IFSC Code CITI0000013 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Citi Bank Chandigarh branch is located at SCO 4-5 Sector 8C Madhya Marg Chandigarh- 160009 (Pincode: 160009) in Chandigarh, Chandigarh, Chandigarh. This location serves customers in Chandigarh, Chandigarh, Chandigarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CITI0000013 to ensure the transaction is routed correctly.
How to Use IFSC Code CITI0000013
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CITI0000013 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Citi Bank Branches
If you're looking for other Citi Bank branches in Chandigarh, Chandigarh, Chandigarh or nearby areas, use our Citi Bank branch finder. You can search by city, district, or state to find all Citi Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CITI0000013 |
| Bank Name: | Citi Bank |
| Branch Name: | Chandigarh |
| Address: | SCO 4-5 Sector 8C Madhya Marg Chandigarh- 160009 |
| City: | Chandigarh |
| District: | Chandigarh |
| State: | Chandigarh |
| Pincode: | 160009 |
Payment Services Available
Citi Bank Chandigarh Branch IFSC Code CITI0000013 — Complete Banking Guide for Chandigarh, Chandigarh
IFSC code CITI0000013 belongs to the Chandigarh branch of Citi Bank in Chandigarh, Chandigarh district, Chandigarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CITI0000013 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Citi Bank, Chandigarh Branch
The Chandigarh branch of Citi Bank in Chandigarh, Chandigarh serves retail and corporate customers in Chandigarh district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CITI0000013 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CITI0000013
Four primary digital payment rails use IFSC CITI0000013 for transfers to Citi Bank, Chandigarh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CITI0000013 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Chandigarh branch of Citi Bank in Chandigarh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CITI0000013 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CITI0000013 Before Transferring
Before initiating any high-value transfer to IFSC CITI0000013, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Citi Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Citi Bank Chandigarh, Chandigarh IFSC
What is the IFSC of Citi Bank Chandigarh in Chandigarh?
The IFSC of Citi Bank, Chandigarh branch in Chandigarh, Chandigarh is CITI0000013. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CITI0000013?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CITI0000013 to route funds to Citi Bank, Chandigarh, Chandigarh.
Who assigns IFSC codes like CITI0000013?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Citi Bank applied for the IFSC for its Chandigarh branch in Chandigarh, and RBI issued CITI0000013 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CITI0000013 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CITI0000013 at Citi Bank, Chandigarh, Chandigarh. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CITI0000013.
About IFSC Code CITI0000013
IFSC Code CITI0000013 belongs to Citi Bank branch Chandigarh located in Chandigarh, Chandigarh, Chandigarh.
Branch Information
- IFSC Code: CITI0000013
- Bank: Citi Bank
- Branch: Chandigarh
- Address: SCO 4-5 Sector 8C Madhya Marg Chandigarh- 160009
- City: Chandigarh
- District: Chandigarh
- State: Chandigarh
- Pincode: 160009
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available