IFSC Code CIUB0000094 - City Union Bank Limited Gudivada
D NO 11 218 NENI PLAZA ELURU ROAD GUDIVADA KRISHNA
Quick Info
IFSC: CIUB0000094
Pincode: 521301
District: Krishna
Status: Active
About City Union Bank Limited Gudivada
IFSC Code CIUB0000094 belongs to City Union Bank Limited Gudivada branch located in Gudivada, Krishna, Andhra Pradesh. This branch serves customers in Gudivada, Krishna, Andhra Pradesh and surrounding areas.
Understanding IFSC Code CIUB0000094
The IFSC (Indian Financial System Code) CIUB0000094 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CIUB): Bank code identifying City Union Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000094): Unique branch identifier for Gudivada
Electronic Fund Transfer Services
IFSC Code CIUB0000094 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The City Union Bank Limited Gudivada branch is located at D NO 11 218 NENI PLAZA ELURU ROAD GUDIVADA KRISHNA (Pincode: 521301) in Gudivada, Krishna, Andhra Pradesh. This location serves customers in Gudivada, Krishna, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CIUB0000094 to ensure the transaction is routed correctly.
How to Use IFSC Code CIUB0000094
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CIUB0000094 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other City Union Bank Limited Branches
If you're looking for other City Union Bank Limited branches in Gudivada, Krishna, Andhra Pradesh or nearby areas, use our City Union Bank Limited branch finder. You can search by city, district, or state to find all City Union Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CIUB0000094 |
| Bank Name: | City Union Bank Limited |
| Branch Name: | Gudivada |
| Address: | D NO 11 218 NENI PLAZA ELURU ROAD GUDIVADA KRISHNA |
| City: | Gudivada |
| District: | Krishna |
| State: | Andhra Pradesh |
| Pincode: | 521301 |
Payment Services Available
City Union Bank Limited Gudivada Branch IFSC Code CIUB0000094 — Complete Banking Guide for Gudivada, Andhra Pradesh
IFSC code CIUB0000094 belongs to the Gudivada branch of City Union Bank Limited in Gudivada, Krishna district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CIUB0000094 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About City Union Bank Limited, Gudivada Branch
The Gudivada branch of City Union Bank Limited in Gudivada, Andhra Pradesh serves retail and corporate customers in Krishna district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CIUB0000094 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CIUB0000094
Four primary digital payment rails use IFSC CIUB0000094 for transfers to City Union Bank Limited, Gudivada: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CIUB0000094 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gudivada branch of City Union Bank Limited in Gudivada carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CIUB0000094 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CIUB0000094 Before Transferring
Before initiating any high-value transfer to IFSC CIUB0000094, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) City Union Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — City Union Bank Limited Gudivada, Gudivada IFSC
What is the IFSC of City Union Bank Limited Gudivada in Gudivada?
The IFSC of City Union Bank Limited, Gudivada branch in Gudivada, Andhra Pradesh is CIUB0000094. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CIUB0000094?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CIUB0000094 to route funds to City Union Bank Limited, Gudivada, Gudivada.
Who assigns IFSC codes like CIUB0000094?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. City Union Bank Limited applied for the IFSC for its Gudivada branch in Gudivada, and RBI issued CIUB0000094 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CIUB0000094 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CIUB0000094 at City Union Bank Limited, Gudivada, Gudivada. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CIUB0000094.
About IFSC Code CIUB0000094
IFSC Code CIUB0000094 belongs to City Union Bank Limited branch Gudivada located in Gudivada, Krishna, Andhra Pradesh.
Branch Information
- IFSC Code: CIUB0000094
- Bank: City Union Bank Limited
- Branch: Gudivada
- Address: D NO 11 218 NENI PLAZA ELURU ROAD GUDIVADA KRISHNA
- City: Gudivada
- District: Krishna
- State: Andhra Pradesh
- Pincode: 521301
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available