IFSC Code CIUB0000146 - City Union Bank Limited Cannur
THE FORTE I FLOOR
Quick Info
IFSC: CIUB0000146
District: KANNUR
Status: Active
About City Union Bank Limited Cannur
IFSC Code CIUB0000146 belongs to City Union Bank Limited Cannur branch located in Kannur, Kannur, Kerala. This branch serves customers in Kannur, Kannur, Kerala and surrounding areas.
Understanding IFSC Code CIUB0000146
The IFSC (Indian Financial System Code) CIUB0000146 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CIUB): Bank code identifying City Union Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000146): Unique branch identifier for Cannur
Electronic Fund Transfer Services
IFSC Code CIUB0000146 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The City Union Bank Limited Cannur branch is located at THE FORTE I FLOOR in Kannur, Kannur, Kerala. This location serves customers in Kannur, Kannur, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CIUB0000146 to ensure the transaction is routed correctly.
How to Use IFSC Code CIUB0000146
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CIUB0000146 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other City Union Bank Limited Branches
If you're looking for other City Union Bank Limited branches in Kannur, Kannur, Kerala or nearby areas, use our City Union Bank Limited branch finder. You can search by city, district, or state to find all City Union Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CIUB0000146 |
| Bank Name: | City Union Bank Limited |
| Branch Name: | Cannur |
| Address: | THE FORTE I FLOOR |
| City: | Kannur |
| District: | Kannur |
| State: | Kerala |
Payment Services Available
City Union Bank Limited Cannur Branch IFSC Code CIUB0000146 — Complete Banking Guide for Kannur, Kerala
IFSC code CIUB0000146 belongs to the Cannur branch of City Union Bank Limited in Kannur, Kannur district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CIUB0000146 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About City Union Bank Limited, Cannur Branch
The Cannur branch of City Union Bank Limited in Kannur, Kerala serves retail and corporate customers in Kannur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CIUB0000146 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CIUB0000146
Four primary digital payment rails use IFSC CIUB0000146 for transfers to City Union Bank Limited, Cannur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CIUB0000146 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Cannur branch of City Union Bank Limited in Kannur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CIUB0000146 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CIUB0000146 Before Transferring
Before initiating any high-value transfer to IFSC CIUB0000146, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) City Union Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — City Union Bank Limited Cannur, Kannur IFSC
What is the IFSC of City Union Bank Limited Cannur in Kannur?
The IFSC of City Union Bank Limited, Cannur branch in Kannur, Kerala is CIUB0000146. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CIUB0000146?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CIUB0000146 to route funds to City Union Bank Limited, Cannur, Kannur.
Who assigns IFSC codes like CIUB0000146?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. City Union Bank Limited applied for the IFSC for its Cannur branch in Kannur, and RBI issued CIUB0000146 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CIUB0000146 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CIUB0000146 at City Union Bank Limited, Cannur, Kannur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CIUB0000146.
About IFSC Code CIUB0000146
IFSC Code CIUB0000146 belongs to City Union Bank Limited branch Cannur located in Kannur, Kannur, Kerala.
Branch Information
- IFSC Code: CIUB0000146
- Bank: City Union Bank Limited
- Branch: Cannur
- Address: THE FORTE I FLOOR
- City: Kannur
- District: Kannur
- State: Kerala
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available