IFSC Code CIUB0000158 - City Union Bank Limited Kangayam
BAZAR STREET BAZAR STREET
Quick Info
IFSC: CIUB0000158
District: ERODE
Status: Active
About City Union Bank Limited Kangayam
IFSC Code CIUB0000158 belongs to City Union Bank Limited Kangayam branch located in Kangeyam, Erode, Tamil Nadu. This branch serves customers in Kangeyam, Erode, Tamil Nadu and surrounding areas.
Understanding IFSC Code CIUB0000158
The IFSC (Indian Financial System Code) CIUB0000158 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CIUB): Bank code identifying City Union Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000158): Unique branch identifier for Kangayam
Electronic Fund Transfer Services
IFSC Code CIUB0000158 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The City Union Bank Limited Kangayam branch is located at BAZAR STREET BAZAR STREET in Kangeyam, Erode, Tamil Nadu. This location serves customers in Kangeyam, Erode, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CIUB0000158 to ensure the transaction is routed correctly.
How to Use IFSC Code CIUB0000158
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CIUB0000158 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other City Union Bank Limited Branches
If you're looking for other City Union Bank Limited branches in Kangeyam, Erode, Tamil Nadu or nearby areas, use our City Union Bank Limited branch finder. You can search by city, district, or state to find all City Union Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CIUB0000158 |
| Bank Name: | City Union Bank Limited |
| Branch Name: | Kangayam |
| Address: | BAZAR STREET BAZAR STREET |
| City: | Kangeyam |
| District: | Erode |
| State: | Tamil Nadu |
Payment Services Available
City Union Bank Limited Kangayam Branch IFSC Code CIUB0000158 — Complete Banking Guide for Kangeyam, Tamil Nadu
IFSC code CIUB0000158 belongs to the Kangayam branch of City Union Bank Limited in Kangeyam, Erode district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CIUB0000158 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About City Union Bank Limited, Kangayam Branch
The Kangayam branch of City Union Bank Limited in Kangeyam, Tamil Nadu serves retail and corporate customers in Erode district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CIUB0000158 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CIUB0000158
Four primary digital payment rails use IFSC CIUB0000158 for transfers to City Union Bank Limited, Kangayam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CIUB0000158 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kangayam branch of City Union Bank Limited in Kangeyam carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CIUB0000158 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CIUB0000158 Before Transferring
Before initiating any high-value transfer to IFSC CIUB0000158, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) City Union Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — City Union Bank Limited Kangayam, Kangeyam IFSC
What is the IFSC of City Union Bank Limited Kangayam in Kangeyam?
The IFSC of City Union Bank Limited, Kangayam branch in Kangeyam, Tamil Nadu is CIUB0000158. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CIUB0000158?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CIUB0000158 to route funds to City Union Bank Limited, Kangayam, Kangeyam.
Who assigns IFSC codes like CIUB0000158?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. City Union Bank Limited applied for the IFSC for its Kangayam branch in Kangeyam, and RBI issued CIUB0000158 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CIUB0000158 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CIUB0000158 at City Union Bank Limited, Kangayam, Kangeyam. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CIUB0000158.
About IFSC Code CIUB0000158
IFSC Code CIUB0000158 belongs to City Union Bank Limited branch Kangayam located in Kangeyam, Erode, Tamil Nadu.
Branch Information
- IFSC Code: CIUB0000158
- Bank: City Union Bank Limited
- Branch: Kangayam
- Address: BAZAR STREET BAZAR STREET
- City: Kangeyam
- District: Erode
- State: Tamil Nadu
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available