IFSC Code CIUB0000768 - City Union Bank Limited Surat Saroli
A-10 GROUND FLOOR SANGINI TRADE CENTRE KADODARA ROAD OPP. KUMBHARIA SAROLI SURAT
Quick Info
IFSC: CIUB0000768
District: SURAT
Status: Active
About City Union Bank Limited Surat Saroli
IFSC Code CIUB0000768 belongs to City Union Bank Limited Surat Saroli branch located in Surat, Surat, Gujarat. This branch serves customers in Surat, Surat, Gujarat and surrounding areas.
Understanding IFSC Code CIUB0000768
The IFSC (Indian Financial System Code) CIUB0000768 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CIUB): Bank code identifying City Union Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000768): Unique branch identifier for Surat Saroli
Electronic Fund Transfer Services
IFSC Code CIUB0000768 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The City Union Bank Limited Surat Saroli branch is located at A-10 GROUND FLOOR SANGINI TRADE CENTRE KADODARA ROAD OPP. KUMBHARIA SAROLI SURAT in Surat, Surat, Gujarat. This location serves customers in Surat, Surat, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CIUB0000768 to ensure the transaction is routed correctly.
How to Use IFSC Code CIUB0000768
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CIUB0000768 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other City Union Bank Limited Branches
If you're looking for other City Union Bank Limited branches in Surat, Surat, Gujarat or nearby areas, use our City Union Bank Limited branch finder. You can search by city, district, or state to find all City Union Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CIUB0000768 |
| Bank Name: | City Union Bank Limited |
| Branch Name: | Surat Saroli |
| Address: | A-10 GROUND FLOOR SANGINI TRADE CENTRE KADODARA ROAD OPP. KUMBHARIA SAROLI SURAT |
| City: | Surat |
| District: | Surat |
| State: | Gujarat |
Payment Services Available
City Union Bank Limited Surat Saroli Branch IFSC Code CIUB0000768 — Complete Banking Guide for Surat, Gujarat
IFSC code CIUB0000768 belongs to the Surat Saroli branch of City Union Bank Limited in Surat, Surat district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CIUB0000768 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About City Union Bank Limited, Surat Saroli Branch
The Surat Saroli branch of City Union Bank Limited in Surat, Gujarat serves retail and corporate customers in Surat district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CIUB0000768 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CIUB0000768
Four primary digital payment rails use IFSC CIUB0000768 for transfers to City Union Bank Limited, Surat Saroli: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CIUB0000768 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Surat Saroli branch of City Union Bank Limited in Surat carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CIUB0000768 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CIUB0000768 Before Transferring
Before initiating any high-value transfer to IFSC CIUB0000768, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) City Union Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — City Union Bank Limited Surat Saroli, Surat IFSC
What is the IFSC of City Union Bank Limited Surat Saroli in Surat?
The IFSC of City Union Bank Limited, Surat Saroli branch in Surat, Gujarat is CIUB0000768. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CIUB0000768?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CIUB0000768 to route funds to City Union Bank Limited, Surat Saroli, Surat.
Who assigns IFSC codes like CIUB0000768?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. City Union Bank Limited applied for the IFSC for its Surat Saroli branch in Surat, and RBI issued CIUB0000768 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CIUB0000768 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CIUB0000768 at City Union Bank Limited, Surat Saroli, Surat. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CIUB0000768.
About IFSC Code CIUB0000768
IFSC Code CIUB0000768 belongs to City Union Bank Limited branch Surat Saroli located in Surat, Surat, Gujarat.
Branch Information
- IFSC Code: CIUB0000768
- Bank: City Union Bank Limited
- Branch: Surat Saroli
- Address: A-10 GROUND FLOOR SANGINI TRADE CENTRE KADODARA ROAD OPP. KUMBHARIA SAROLI SURAT
- City: Surat
- District: Surat
- State: Gujarat
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available