IFSC Code CIUB0000778 - City Union Bank Limited Kalaburagi
CS TOWER 2-41 2-43 OPP CITY MUNICIPAL CORPORATION JAGAT MAIN ROAD KALABURAGI
Quick Info
IFSC: CIUB0000778
District: GULBARGA
Status: Active
About City Union Bank Limited Kalaburagi
IFSC Code CIUB0000778 belongs to City Union Bank Limited Kalaburagi branch located in Kalaburagi, Gulbarga, Karnataka. This branch serves customers in Kalaburagi, Gulbarga, Karnataka and surrounding areas.
Understanding IFSC Code CIUB0000778
The IFSC (Indian Financial System Code) CIUB0000778 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CIUB): Bank code identifying City Union Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000778): Unique branch identifier for Kalaburagi
Electronic Fund Transfer Services
IFSC Code CIUB0000778 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The City Union Bank Limited Kalaburagi branch is located at CS TOWER 2-41 2-43 OPP CITY MUNICIPAL CORPORATION JAGAT MAIN ROAD KALABURAGI in Kalaburagi, Gulbarga, Karnataka. This location serves customers in Kalaburagi, Gulbarga, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CIUB0000778 to ensure the transaction is routed correctly.
How to Use IFSC Code CIUB0000778
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CIUB0000778 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other City Union Bank Limited Branches
If you're looking for other City Union Bank Limited branches in Kalaburagi, Gulbarga, Karnataka or nearby areas, use our City Union Bank Limited branch finder. You can search by city, district, or state to find all City Union Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CIUB0000778 |
| Bank Name: | City Union Bank Limited |
| Branch Name: | Kalaburagi |
| Address: | CS TOWER 2-41 2-43 OPP CITY MUNICIPAL CORPORATION JAGAT MAIN ROAD KALABURAGI |
| City: | Kalaburagi |
| District: | Gulbarga |
| State: | Karnataka |
Payment Services Available
City Union Bank Limited Kalaburagi Branch IFSC Code CIUB0000778 — Complete Banking Guide for Kalaburagi, Karnataka
IFSC code CIUB0000778 belongs to the Kalaburagi branch of City Union Bank Limited in Kalaburagi, Gulbarga district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CIUB0000778 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About City Union Bank Limited, Kalaburagi Branch
The Kalaburagi branch of City Union Bank Limited in Kalaburagi, Karnataka serves retail and corporate customers in Gulbarga district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CIUB0000778 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CIUB0000778
Four primary digital payment rails use IFSC CIUB0000778 for transfers to City Union Bank Limited, Kalaburagi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CIUB0000778 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kalaburagi branch of City Union Bank Limited in Kalaburagi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CIUB0000778 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CIUB0000778 Before Transferring
Before initiating any high-value transfer to IFSC CIUB0000778, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) City Union Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — City Union Bank Limited Kalaburagi, Kalaburagi IFSC
What is the IFSC of City Union Bank Limited Kalaburagi in Kalaburagi?
The IFSC of City Union Bank Limited, Kalaburagi branch in Kalaburagi, Karnataka is CIUB0000778. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CIUB0000778?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CIUB0000778 to route funds to City Union Bank Limited, Kalaburagi, Kalaburagi.
Who assigns IFSC codes like CIUB0000778?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. City Union Bank Limited applied for the IFSC for its Kalaburagi branch in Kalaburagi, and RBI issued CIUB0000778 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CIUB0000778 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CIUB0000778 at City Union Bank Limited, Kalaburagi, Kalaburagi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CIUB0000778.
About IFSC Code CIUB0000778
IFSC Code CIUB0000778 belongs to City Union Bank Limited branch Kalaburagi located in Kalaburagi, Gulbarga, Karnataka.
Branch Information
- IFSC Code: CIUB0000778
- Bank: City Union Bank Limited
- Branch: Kalaburagi
- Address: CS TOWER 2-41 2-43 OPP CITY MUNICIPAL CORPORATION JAGAT MAIN ROAD KALABURAGI
- City: Kalaburagi
- District: Gulbarga
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available