IFSC Code CLBL0000101 - Capital Small Finance Bank Limited Malerkotla
CLUB CHOWK MALERKOTLA PIN - 148023
Quick Info
IFSC: CLBL0000101
Pincode: 148023
District: Sangrur
Status: Active
About Capital Small Finance Bank Limited Malerkotla
IFSC Code CLBL0000101 belongs to Capital Small Finance Bank Limited Malerkotla branch located in Malerkotla, Sangrur, Punjab. This branch serves customers in Malerkotla, Sangrur, Punjab and surrounding areas.
Understanding IFSC Code CLBL0000101
The IFSC (Indian Financial System Code) CLBL0000101 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CLBL): Bank code identifying Capital Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000101): Unique branch identifier for Malerkotla
Electronic Fund Transfer Services
IFSC Code CLBL0000101 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Capital Small Finance Bank Limited Malerkotla branch is located at CLUB CHOWK MALERKOTLA PIN - 148023 (Pincode: 148023) in Malerkotla, Sangrur, Punjab. This location serves customers in Malerkotla, Sangrur, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CLBL0000101 to ensure the transaction is routed correctly.
How to Use IFSC Code CLBL0000101
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CLBL0000101 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Capital Small Finance Bank Limited Branches
If you're looking for other Capital Small Finance Bank Limited branches in Malerkotla, Sangrur, Punjab or nearby areas, use our Capital Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Capital Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CLBL0000101 |
| Bank Name: | Capital Small Finance Bank Limited |
| Branch Name: | Malerkotla |
| Address: | CLUB CHOWK MALERKOTLA PIN - 148023 |
| City: | Malerkotla |
| District: | Sangrur |
| State: | Punjab |
| Pincode: | 148023 |
Payment Services Available
Capital Small Finance Bank Limited Malerkotla Branch IFSC Code CLBL0000101 — Complete Banking Guide for Malerkotla, Punjab
IFSC code CLBL0000101 belongs to the Malerkotla branch of Capital Small Finance Bank Limited in Malerkotla, Sangrur district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CLBL0000101 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Capital Small Finance Bank Limited, Malerkotla Branch
The Malerkotla branch of Capital Small Finance Bank Limited in Malerkotla, Punjab serves retail and corporate customers in Sangrur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CLBL0000101 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CLBL0000101
Four primary digital payment rails use IFSC CLBL0000101 for transfers to Capital Small Finance Bank Limited, Malerkotla: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CLBL0000101 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Malerkotla branch of Capital Small Finance Bank Limited in Malerkotla carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CLBL0000101 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CLBL0000101 Before Transferring
Before initiating any high-value transfer to IFSC CLBL0000101, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Capital Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Capital Small Finance Bank Limited Malerkotla, Malerkotla IFSC
What is the IFSC of Capital Small Finance Bank Limited Malerkotla in Malerkotla?
The IFSC of Capital Small Finance Bank Limited, Malerkotla branch in Malerkotla, Punjab is CLBL0000101. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CLBL0000101?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CLBL0000101 to route funds to Capital Small Finance Bank Limited, Malerkotla, Malerkotla.
Who assigns IFSC codes like CLBL0000101?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Capital Small Finance Bank Limited applied for the IFSC for its Malerkotla branch in Malerkotla, and RBI issued CLBL0000101 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CLBL0000101 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CLBL0000101 at Capital Small Finance Bank Limited, Malerkotla, Malerkotla. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CLBL0000101.
About IFSC Code CLBL0000101
IFSC Code CLBL0000101 belongs to Capital Small Finance Bank Limited branch Malerkotla located in Malerkotla, Sangrur, Punjab.
Branch Information
- IFSC Code: CLBL0000101
- Bank: Capital Small Finance Bank Limited
- Branch: Malerkotla
- Address: CLUB CHOWK MALERKOTLA PIN - 148023
- City: Malerkotla
- District: Sangrur
- State: Punjab
- Pincode: 148023
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available