IFSC Code CNRB0004076 - Canara Bank Jowai
1ST FLOOR LADTHADLABOH NH 44 WEST JAINTIA HILLS JOWAI 793 150
Quick Info
IFSC: CNRB0004076
Pincode: 793150
District: Jaintia Hills
Status: Active
About Canara Bank Jowai
IFSC Code CNRB0004076 belongs to Canara Bank Jowai branch located in Jowai, Jaintia Hills, Meghalaya. This branch serves customers in Jowai, Jaintia Hills, Meghalaya and surrounding areas.
Understanding IFSC Code CNRB0004076
The IFSC (Indian Financial System Code) CNRB0004076 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CNRB): Bank code identifying Canara Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004076): Unique branch identifier for Jowai
Electronic Fund Transfer Services
IFSC Code CNRB0004076 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Canara Bank Jowai branch is located at 1ST FLOOR LADTHADLABOH NH 44 WEST JAINTIA HILLS JOWAI 793 150 (Pincode: 793150) in Jowai, Jaintia Hills, Meghalaya. This location serves customers in Jowai, Jaintia Hills, Meghalaya and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CNRB0004076 to ensure the transaction is routed correctly.
How to Use IFSC Code CNRB0004076
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CNRB0004076 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Canara Bank Branches
If you're looking for other Canara Bank branches in Jowai, Jaintia Hills, Meghalaya or nearby areas, use our Canara Bank branch finder. You can search by city, district, or state to find all Canara Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CNRB0004076 |
| Bank Name: | Canara Bank |
| Branch Name: | Jowai |
| Address: | 1ST FLOOR LADTHADLABOH NH 44 WEST JAINTIA HILLS JOWAI 793 150 |
| City: | Jowai |
| District: | Jaintia Hills |
| State: | Meghalaya |
| Pincode: | 793150 |
Payment Services Available
Canara Bank Jowai Branch IFSC Code CNRB0004076 — Complete Banking Guide for Jowai, Meghalaya
IFSC code CNRB0004076 belongs to the Jowai branch of Canara Bank in Jowai, Jaintia Hills district, Meghalaya. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CNRB0004076 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Canara Bank, Jowai Branch
The Jowai branch of Canara Bank in Jowai, Meghalaya serves retail and corporate customers in Jaintia Hills district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CNRB0004076 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CNRB0004076
Four primary digital payment rails use IFSC CNRB0004076 for transfers to Canara Bank, Jowai: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CNRB0004076 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Jowai branch of Canara Bank in Jowai carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CNRB0004076 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CNRB0004076 Before Transferring
Before initiating any high-value transfer to IFSC CNRB0004076, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Canara Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Canara Bank Jowai, Jowai IFSC
What is the IFSC of Canara Bank Jowai in Jowai?
The IFSC of Canara Bank, Jowai branch in Jowai, Meghalaya is CNRB0004076. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CNRB0004076?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CNRB0004076 to route funds to Canara Bank, Jowai, Jowai.
Who assigns IFSC codes like CNRB0004076?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Canara Bank applied for the IFSC for its Jowai branch in Jowai, and RBI issued CNRB0004076 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CNRB0004076 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CNRB0004076 at Canara Bank, Jowai, Jowai. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CNRB0004076.
About IFSC Code CNRB0004076
IFSC Code CNRB0004076 belongs to Canara Bank branch Jowai located in Jowai, Jaintia Hills, Meghalaya.
Branch Information
- IFSC Code: CNRB0004076
- Bank: Canara Bank
- Branch: Jowai
- Address: 1ST FLOOR LADTHADLABOH NH 44 WEST JAINTIA HILLS JOWAI 793 150
- City: Jowai
- District: Jaintia Hills
- State: Meghalaya
- Pincode: 793150
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available