IFSC Code CNRB0004899 - Canara Bank Gumla
CANARA BANK JASHPUR ROAD IN FRONT OF COOPERATIVE BANK GUMLA PIN CODE 835207
Quick Info
IFSC: CNRB0004899
Pincode: 835207
District: Gumla
Status: Active
About Canara Bank Gumla
IFSC Code CNRB0004899 belongs to Canara Bank Gumla branch located in Gumla, Gumla, Jharkhand. This branch serves customers in Gumla, Gumla, Jharkhand and surrounding areas.
Understanding IFSC Code CNRB0004899
The IFSC (Indian Financial System Code) CNRB0004899 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CNRB): Bank code identifying Canara Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004899): Unique branch identifier for Gumla
Electronic Fund Transfer Services
IFSC Code CNRB0004899 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Canara Bank Gumla branch is located at CANARA BANK JASHPUR ROAD IN FRONT OF COOPERATIVE BANK GUMLA PIN CODE 835207 (Pincode: 835207) in Gumla, Gumla, Jharkhand. This location serves customers in Gumla, Gumla, Jharkhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CNRB0004899 to ensure the transaction is routed correctly.
How to Use IFSC Code CNRB0004899
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CNRB0004899 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Canara Bank Branches
If you're looking for other Canara Bank branches in Gumla, Gumla, Jharkhand or nearby areas, use our Canara Bank branch finder. You can search by city, district, or state to find all Canara Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CNRB0004899 |
| Bank Name: | Canara Bank |
| Branch Name: | Gumla |
| Address: | CANARA BANK JASHPUR ROAD IN FRONT OF COOPERATIVE BANK GUMLA PIN CODE 835207 |
| City: | Gumla |
| District: | Gumla |
| State: | Jharkhand |
| Pincode: | 835207 |
Payment Services Available
Canara Bank Gumla Branch IFSC Code CNRB0004899 — Complete Banking Guide for Gumla, Jharkhand
IFSC code CNRB0004899 belongs to the Gumla branch of Canara Bank in Gumla, Gumla district, Jharkhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CNRB0004899 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Canara Bank, Gumla Branch
The Gumla branch of Canara Bank in Gumla, Jharkhand serves retail and corporate customers in Gumla district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CNRB0004899 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CNRB0004899
Four primary digital payment rails use IFSC CNRB0004899 for transfers to Canara Bank, Gumla: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CNRB0004899 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gumla branch of Canara Bank in Gumla carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CNRB0004899 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CNRB0004899 Before Transferring
Before initiating any high-value transfer to IFSC CNRB0004899, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Canara Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Canara Bank Gumla, Gumla IFSC
What is the IFSC of Canara Bank Gumla in Gumla?
The IFSC of Canara Bank, Gumla branch in Gumla, Jharkhand is CNRB0004899. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CNRB0004899?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CNRB0004899 to route funds to Canara Bank, Gumla, Gumla.
Who assigns IFSC codes like CNRB0004899?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Canara Bank applied for the IFSC for its Gumla branch in Gumla, and RBI issued CNRB0004899 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CNRB0004899 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CNRB0004899 at Canara Bank, Gumla, Gumla. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CNRB0004899.
About IFSC Code CNRB0004899
IFSC Code CNRB0004899 belongs to Canara Bank branch Gumla located in Gumla, Gumla, Jharkhand.
Branch Information
- IFSC Code: CNRB0004899
- Bank: Canara Bank
- Branch: Gumla
- Address: CANARA BANK JASHPUR ROAD IN FRONT OF COOPERATIVE BANK GUMLA PIN CODE 835207
- City: Gumla
- District: Gumla
- State: Jharkhand
- Pincode: 835207
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available