Overview of IFSC Code CNRB0019731: The IFSC code CNRB0019731 uniquely identifies the Canara Bank branch located at Bainchi in the Hooghly district of West Bengal. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code CNRB0019731 - Canara Bank Bainchi

CNRB0019731 Canara Bank Hugli Chinsurah Hooghly West Bengal

BAINCHI ALU BYABSAYEE KALYAN SAMITI LR NO 803 G T ROAD NEAR BHARAT PETROL PUMP DIST HOOGLY WEST BENGAL INDIA 712134

View all Canara Bank branches
Quick Info

IFSC: CNRB0019731

Pincode: 712134

District: Hooghly

Status: Active

About Canara Bank Bainchi

IFSC Code CNRB0019731 belongs to Canara Bank Bainchi branch located in Hugli Chinsurah, Hooghly, West Bengal. This branch serves customers in Hugli Chinsurah, Hooghly, West Bengal and surrounding areas.

Understanding IFSC Code CNRB0019731

The IFSC (Indian Financial System Code) CNRB0019731 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (CNRB): Bank code identifying Canara Bank
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (019731): Unique branch identifier for Bainchi
Electronic Fund Transfer Services

IFSC Code CNRB0019731 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Canara Bank Bainchi branch is located at BAINCHI ALU BYABSAYEE KALYAN SAMITI LR NO 803 G T ROAD NEAR BHARAT PETROL PUMP DIST HOOGLY WEST BENGAL INDIA 712134 (Pincode: 712134) in Hugli Chinsurah, Hooghly, West Bengal. This location serves customers in Hugli Chinsurah, Hooghly, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CNRB0019731 to ensure the transaction is routed correctly.

How to Use IFSC Code CNRB0019731

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: CNRB0019731 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Canara Bank Branches

If you're looking for other Canara Bank branches in Hugli Chinsurah, Hooghly, West Bengal or nearby areas, use our Canara Bank branch finder. You can search by city, district, or state to find all Canara Bank branches with their respective IFSC codes.

Branch Details
IFSC Code: CNRB0019731
Bank Name: Canara Bank
Branch Name: Bainchi
Address: BAINCHI ALU BYABSAYEE KALYAN SAMITI LR NO 803 G T ROAD NEAR BHARAT PETROL PUMP DIST HOOGLY WEST BENGAL INDIA 712134
City: Hugli Chinsurah
District: Hooghly
State: West Bengal
Pincode: 712134
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
Search IFSC Codes
Advanced Search
Nearby Branches
10
BANK OF INDIA
BAKSHA • HUGLI CHINSURAH, West Bengal
BKID0004196
CENTRAL BANK OF INDIA
ALIPUR • HUGLI CHINSURAH, WEST BENGAL
CBIN0284318
CENTRAL BANK OF INDIA
CHINSURAH • HUGLI CHINSURAH, WEST BENGAL
CBIN0284471
CENTRAL BANK OF INDIA
MAHANAND NAGAR PARA • HUGLI CHINSURAH, West Bengal
CBIN0282856
ICICI BANK LIMITED
HUGLICHINSURAH • HUGLI CHINSURAH, West Bengal
ICIC0002462
IDBI BANK
CHINSURAH • HUGLI CHINSURAH, West Bengal
IBKL0001901
STATE BANK OF INDIA
HARIPAL • HUGLI CHINSURAH, West Bengal
SBIN0006150
STATE BANK OF INDIA
UTTAR PARA • HUGLI CHINSURAH, West Bengal
SBIN0001403
UCO BANK
CHINSURAH HOOGLY • HUGLI CHINSURAH, West Bengal
UCBA0000455
UCO BANK
JIRAT • HUGLI CHINSURAH, West Bengal
UCBA0000603
Database Statistics
177,123

Branches

253

Banks

37

States

38,136

Cities



Canara Bank Bainchi Branch IFSC Code CNRB0019731 — Complete Banking Guide for Hugli Chinsurah, West Bengal

IFSC code CNRB0019731 belongs to the Bainchi branch of Canara Bank in Hugli Chinsurah, Hooghly district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CNRB0019731 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Canara Bank, Bainchi Branch

The Bainchi branch of Canara Bank in Hugli Chinsurah, West Bengal serves retail and corporate customers in Hooghly district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CNRB0019731 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC CNRB0019731

Four primary digital payment rails use IFSC CNRB0019731 for transfers to Canara Bank, Bainchi: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CNRB0019731 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Bainchi branch of Canara Bank in Hugli Chinsurah carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CNRB0019731 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC CNRB0019731 Before Transferring

Before initiating any high-value transfer to IFSC CNRB0019731, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Canara Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Canara Bank Bainchi, Hugli Chinsurah IFSC

What is the IFSC of Canara Bank Bainchi in Hugli Chinsurah?

The IFSC of Canara Bank, Bainchi branch in Hugli Chinsurah, West Bengal is CNRB0019731. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC CNRB0019731?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CNRB0019731 to route funds to Canara Bank, Bainchi, Hugli Chinsurah.

Who assigns IFSC codes like CNRB0019731?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Canara Bank applied for the IFSC for its Bainchi branch in Hugli Chinsurah, and RBI issued CNRB0019731 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC CNRB0019731 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CNRB0019731 at Canara Bank, Bainchi, Hugli Chinsurah. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CNRB0019731.

About IFSC Code CNRB0019731

IFSC Code CNRB0019731 belongs to Canara Bank branch Bainchi located in Hugli Chinsurah, Hooghly, West Bengal.

Branch Information

  • IFSC Code: CNRB0019731
  • Bank: Canara Bank
  • Branch: Bainchi
  • Address: BAINCHI ALU BYABSAYEE KALYAN SAMITI LR NO 803 G T ROAD NEAR BHARAT PETROL PUMP DIST HOOGLY WEST BENGAL INDIA 712134
  • City: Hugli Chinsurah
  • District: Hooghly
  • State: West Bengal
  • Pincode: 712134

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Canara Bank) and branch name, and we will display the complete IFSC code details.